357 Elm St, Perryville, MD 21903 Property Records

Cecil County property record for 357 Elm St, Perryville, MD 21903

Property Summary

Property Type	Townhouse
Details	2 ba · 2,192 sqft · built 1900
Lot Size	0.101 acres (4,389 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Sep 2023)
Tax Bill	$3,767 (2026)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-019556`

Property Details

APN / Parcel Number

Primary APN	`07-019556`
Alternative APNs	`7019556` `019556`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	2,192 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Slate
Lot Area	4,389 sqft (0.101 acres)
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019556
Street Address	357 ELM ST
City	PERRYVILLE
State	MD
Zip	21903-2689
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TC
Legal Description	.101 ACRE 357 ELM STREET PERRYVILLE
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	3
Census Block	3045
Census Tract	31202

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	357 ELM ST, PERRYVILLE, MD 21903-2689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Correction Deed SANCTUARY TITLE
Sep 14, 2023	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Feb 21, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 20, 2021	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Book / Page	5374 / 374
Transfer Doc	0000245628
Record Updated	Oct 29, 2026

September 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CECIL MD
Recording Date	Sep 5, 2023
Property Address	357 ELM ST, PERRYVILLE, MD 21903-2689
Document Number	0053710003
Book / Page	5371 / 3
Instrument Date	Jul 26, 2023
Record Updated	Sep 20, 2023
Title Company	SANCTUARY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	357 ELM ST, PERRYVILLE, MD 21903-2689

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 14, 2023
Property Address	357 ELM ST, PERRYVILLE, MD 21903-2689
Document Number	0053740374
Book / Page	5374 / 374
Instrument Date	Jul 25, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$657.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	357 ELM ST, PERRYVILLE, MD 21903-2689

Mortgage

Document Number	0053740383
Date	Sep 14, 2023
Instrument	5374-0383

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2053

Mortgage

Document Number	0053740403
Date	Sep 14, 2023
Book Page	5374/403

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	357 ELM ST, PERRYVILLE, MD 21903-2689
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 ELM ST, PERRYVILLE, MD 21903-2689

Mortgage

Document Number	0052950081
Date	Feb 21, 2023
Book Page	5295/81

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2051

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Aug 20, 2021
Property Address	357 ELM ST, PERRYVILLE, MD 21903-2689
Document Number	0049620223
Book / Page	4962 / 223
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SANCTUARY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004962231
Date	Aug 20, 2021
Instrument	4962/231

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Perryville Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,767.00 (+9.92%)	$256,700 (+37.13%) Land $59,700 Building $197,000	$256,700 (+37.13%) Land $59,700 Building $197,000
2025	$3,427.00 (+24.75%)
2023	$2,747.00	$187,200 Land $59,700 Building $127,500	$187,200 Land $59,700 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	143 units insured incl. 135 condo units
Nearby Flood Claims	9 (1978–2012)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PERRYVILLE serves 4,413 people · EPA ID MD0070018
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jan 2026 Treatment failure resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures