St. Johns County property record for 357 Elm Creek Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,078 sqft · built 2022 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $540,400 (Jan 2023) |
| Tax Bill | $3,202 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027984-0330 |
| Primary APN | 027984-0330 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,078 sqft Living Area |
| Gross Area | 2,561 sqft |
| 1st Floor Area | 2,078 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 357 ELM CREEK DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 109/69-80 SILVERLEAF 29B-1 LOT 33 OR5692/887 & 5981/1762 |
| Legal Range | 28 |
| Legal Township | 06 |
| Legal Section | 38 |
| Legal Subdivision | SILVERLEAF 29B-1 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027984-0330
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 357 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Jul 09, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 10, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Deed Document Number | 20232150 |
| Deed Book / Page | 5692 / 887 |
| Last Transfer Date | Jul 03, 2024 |
| Transfer Doc | 0059811762 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 357 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 357 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545 |
| Document Number | 0063160130 |
|---|---|
| Date | Mar 03, 2026 |
| Book Page | 6316/130 |
| Instrument | 2026017841 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 357 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 357 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545 |
| Document Number | 0061361591 |
|---|---|
| Date | Apr 24, 2025 |
| Book Page | 6136/1591 |
| Instrument | 2025031904 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 21, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 09, 2024 |
| Property Address | 357 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545 |
| Document Number | 0059811762 |
| Book / Page | 5981 / 1762 |
| Map Reference | MB 109 PG 69-80 |
| Instrument Date | Jul 03, 2024 |
| Instrument | 2024053433 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 357 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 357 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 10, 2023 |
| Property Address | 357 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545 |
| Document Number | 0056920887 |
| Book / Page | 5692 / 887 |
| Map Reference | MB 109 PG 69-80 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023002150 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,782.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Address | 357 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545 |
| Document Number | 0005692892 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 5692/892 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,546 (+2.7%) | $410,548 (-2.93%) Land $96,000 Building $314,548 | |
| 2025 | $3,202.00 (+13.26%) Homeowner's exemption | $251,749 (+2.9%) | $422,946 (+0.39%) Land $96,000 Building $326,946 |
| 2024 | $2,827.00 (+2.09%) Homeowner's exemption | $244,654 (+3%) | $421,291 (+2.61%) Land $100,000 Building $321,291 |
| 2023 | $2,769.00 (+383.25%) Homeowner's exemption | $237,528 (+430.2%) | $410,559 (+816.43%) Land $100,000 Building $310,559 |
| 2022 | $573.00 | $44,800 | $44,800 Land $44,800 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 375 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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