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  5. E Washington St

357 E Washington St, Winchester, KY 40391 Property Records

Clark County property record for 357 E Washington St, Winchester, KY 40391

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,328 sqft · built 1940
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$189,900 (Mar 2026)
Tax Bill$595 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN065-1004-017-00

Property Details

APN / Parcel Number

Primary APN065-1004-017-00
Alternative APN
  • 540975010001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,328 sqft Living Area
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions152 ft deep x 50 ft wide
PorchSlab
Porch Area96 sqft
Patio Area215 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas
SewerConnected

Location & Zoning

Account Number540975010001
Street Address357 E WASHINGTON ST
CityWINCHESTER
StateKY
Zip40391-2163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAM
Legal DescriptionLOT SHOWING ON P/DB 132_166 (IVY OAKES)
Legal SubdivisionFAIRVIEW SUBDIVISION
JurisdictionCLARK KY
Township / Civil DivisionWINCHESTER
Census Block Group3
Census Block3016
Census Tract20202

Owner

Source: Clark County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address195 BELLBROOK LN, WINCHESTER, KY 40391-6035
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · FHA Mortgage
REPUBLIC STATE MORTGAGE CO
Mar 18, 2026Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2026 · Amount on Record
Deed SaleMar 18, 2026 · Amount on Record
Prior SaleNov 19, 2025 · Amount on Record
Deed Document Number2026
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK KY
Property Address357 E WASHINGTON ST, WINCHESTER, KY 40391-2163
Transaction TypeMortgage
Record UpdatedMay 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 BELLBROOK LN, WINCHESTER, KY 40391-6035

Mortgage

Document Number0M1098/493
DateMar 18, 2026
Book PageM1098/493
Instrument383182
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
AddressWINCHESTER, KY 40391
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK KY
Property Address357 E WASHINGTON ST, WINCHESTER, KY 40391-2163
Transaction TypeMortgage
Record UpdatedMay 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address357 E WASHINGTON ST, WINCHESTER, KY 40391-2163

Mortgage

Document Number0M1098/514
DateMar 18, 2026
Book PageM1098/514
Instrument383203
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueApr 1, 2041

Tax Assessment & Valuation

Source: Clark County assessment roll, as of January 12, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyClark County
MunicipalityWinchester City
Unified School DistrictClark County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$595.00 (+13.12%)$62,000 (+15.89%) Land $15,000 Building $47,000$62,000 (+15.89%) Land $15,000 Building $47,000
2023$53,500$53,500
2022$526.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER MUNICIPAL UTILITIES
private · serves 29,823 people · EPA ID KY0250473
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Windstream.

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