Berks County property record for 357 E Main St, Kutztown, PA 19530
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,384 sqft · built 1920 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,318 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5443-08-99-7976 |
| Primary APN | 5443-08-99-7976 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,384 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,098 sqft (0.14 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55003855 |
|---|---|
| Street Address | 357 E MAIN ST |
| City | KUTZTOWN |
| State | PA |
| Zip | 19530-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 99 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | KUTZTOWN |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 14000 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 357 E MAIN ST, KUTZTOWN, PA 19530-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Feb 24, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 1987 |
| Deed Sale | Apr 30, 1987 |
| Deed Book / Page | 1938 / 1011 |
| Last Transfer Date | Jun 29, 2021 |
| Transfer Doc | 0000034051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 8, 2021 |
| Property Address | 357 E MAIN ST, KUTZTOWN, PA 19530-1518 |
| Document Number | 0000034051 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021034051 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 357 E MAIN ST, KUTZTOWN, PA 19530-1518 |
| Document Number | 0000034052 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021034052 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 357 E MAIN ST, KUTZTOWN, PA 19530-1518 |
| Document Number | 0000008447 |
| Instrument Date | Feb 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 357 E MAIN ST KUTZTOWN PA 195301518, KUTZTOWN, PA 19530-1518 |
| Document Number | 0000008447 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 8447 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 14, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Kutztown Borough |
| Unified School District | Kutztown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,318.00 (+7.77%) Homeowner's exemption | $88,400 (-) Land $31,500 Building $56,900 | $31,500 (-64.37%) Land $31,500 |
| 2024 | $1,223.00 | $88,400 Land $31,500 Building $56,900 | |
| 1994 | $88,400 Land $31,500 Building $56,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1979–2020) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 2,000 / 200 |
| Borough of Kutztown Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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