Middlesex County and Melrose City property record for 357 E Foster St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,400 sqft · built 1909 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $42,500 (Aug 1978) |
| Tax Bill | $8,678 (2026) |
| Deeds & Mortgages | Jan 2026 Transfer May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0F8 P:0000060 |
| Primary APN | MELR M:0F8 P:0000060 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,309 sqft |
| Basement Area | 641 sqft |
| Unfinished Basement | 641 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,763 sqft (0.293 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 357 E FOSTER ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-4111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Legal Subdivision | PLAN 3238A |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 6 |
| Census Block | 6014 |
| Census Tract | 336300 |
357 E Foster St is owner-occupied and held in a trust since January 2026.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 357 E FOSTER ST, MELROSE, MA 02176-4111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Quit Claim Deed, Transfer Quitclaim |
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 1978 · Amount on File |
| Deed Sale | Aug 4, 1978 · Amount on File |
| Last Transfer Date | Jan 22, 2026 |
| Transfer Doc | 085173-506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Jan 29, 2026 |
| Property Address | 357 E FOSTER ST, MELROSE, MA 02176-4111 |
| Document Number | 085173-506 |
| Book / Page | 85173 / 506 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 10480 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 E FOSTER ST, MELROSE, MA 02176-4111 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 357 E FOSTER ST, MELROSE, MA 02176-4111 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080065-506 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 80065/506 |
| Instrument | 65694 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 357 E Foster St was $8,678, up 12,122.5% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,678.00 (+12,122.54%) | $756,600 (+5.17%) Land $513,300 Building $243,300 | $757,811 (+10.47%) |
| 2025 | $71.00 (-98.96%) | $719,400 (+5.04%) Land $483,900 Building $235,500 | $685,995 |
| 2024 | $6,801.00 (-0.45%) | $684,900 (+4.45%) Land $454,600 Building $230,300 | |
| 2023 | $6,832.00 | $655,700 Land $439,900 Building $215,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 E Foster St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1978–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 E Foster St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
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