357 Cotton Gin Rd, Stony Point, NC 28678 Property Records

Iredell County property record for 357 Cotton Gin Rd, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,084 sqft · built 2002
Lot Size	13.3 acres (582,223 sqft)
Owner	Individual Name on Record
Last Sale	$27,000 (Jun 1982)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3794-06-7048.000`

Property Details

APN / Parcel Number

Primary APN	`3794-06-7048.000`
Alternative APN	`77416986`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,084 sqft Heated Area
Gross Area	4,748 sqft
1st Floor Area	2,084 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	582,223 sqft (13.3 acres)
Lot Width	505 ft Width
Garage Type	Mixed
Garage Area	712 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	450 sqft
Porch	Slab
Porch Area	740 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	77416986
Street Address	357 COTTON GIN RD
City	STONY POINT
State	NC
Zip	28678-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1525
Legal Subdivision	SHILOH NORTH
Legal Block	6
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	1
Census Block	1005
Census Tract	61102

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 COTTON GIN RD, STONY POINT, NC 28678-9451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Dec 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1982 · Amount on Record
Deed Sale	Jun 1, 1982 · Amount on Record
Prior Sale	Jun 1, 1976
Deed Book / Page	673 / 355
Last Transfer Date	Sep 30, 2019
Transfer Doc	26651693
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	357 COTTON GIN RD, STONY POINT, NC 28678-9451
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027431315
Date	Oct 13, 2020
Book Page	2743/1315

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Apr 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	357 COTTON GIN RD, STONY POINT, NC 28678-9451
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002710832
Date	Jun 29, 2020
Book Page	2710/832

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 17, 2019
Property Address	357 COTTON GIN RD, STONY POINT, NC 28678-9451
Document Number	26651693
Book / Page	002665 / 001693
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 COTTON GIN RD STONY POINT NC 286789451, STONY POINT, NC 28678-9451

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,410 (-) Land $143,020 Building $387,390	$530,410 (-) Land $143,020 Building $387,390
2025	$3,189.00	$530,410 (-) Land $143,020 Building $387,390	$530,410 (-) Land $143,020 Building $387,390
2024	$3,189.00	$530,410 (-) Land $143,020 Building $387,390	$530,410 (-) Land $143,020 Building $387,390
2023	$3,189.00 (+39.2%)	$530,410 (+49.14%) Land $143,020 Building $387,390	$530,410 (+49.14%) Land $143,020 Building $387,390
2022	$2,291.00	$355,650 Land $85,810 Building $269,840	$355,650 Land $85,810 Building $269,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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