357 Cotswold Pl, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 357 Cotswold Pl, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,250 sqft · built 1986
Lot Size	0.082 acres (3,550 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Aug 2026)
Tax Bill	$6,932 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00417-02-00357`

Property Details

APN / Parcel Number

Primary APN	`08-00417-02-00357`
Alternative APN	`0800417000200357`

Interior

Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	3,550 sqft (0.082 acres)
Lot Dimensions	74 ft deep x 48 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	357 COTSWOLD PL
City	SOMERSET
State	NJ
Zip	08873-4964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Subdivision	QUAIL BROOK SEC IIIA
Legal Block	417.2
Legal Lot Number	357
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4003
Census Tract	54302

Owner

357 Cotswold Pl is owned and occupied by two individuals who bought it in August 2026.

Source: Somerset County and Franklin Township records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	357 COTSWOLD PL, SOMERSET, NJ 08873-4964
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed, Transfer · Conventional Mortgage RESIDENTIAL LENDING
Jan 31, 2020	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Jan 31, 2020 · Amount on File
Deed Document Number	202623972
Deed Book / Page	7699 / 618
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 21, 2026
Property Address	357 COTSWOLD PL, SOMERSET, NJ 08873-4964
Document Number	0000023972
Book / Page	7699 / 618
Instrument Date	Aug 17, 2026
Instrument	202623972
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,470.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 COTSWOLD PL, SOMERSET, NJ 08873-4964

Mortgage

Document Number	0000023973,
Date	Aug 21, 2026
Instrument	202623973

Lender

Name	RESIDENTIAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 31, 2020
Property Address	357 COTSWOLD PL, SOMERSET, NJ 08873-4964
Document Number	0000004753
Book / Page	7186 / 1648
Instrument Date	Jan 30, 2020
Instrument	2020004753
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIRST BERGEN TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,371.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	393 AMWELL RD, 393, HILLSBOROUGH, NJ 08844-1249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 COTSWOLD PL, SOMERSET, NJ 08873-4964

Mortgage

Document Number	0000004754
Date	Jan 31, 2020
Instrument	2020004754

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 357 Cotswold Pl was $6,932, up 24.8% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,600 (+5.02%) Land $185,000 Building $233,600	$418,600 (+5.02%) Land $185,000 Building $233,600
2025	$6,932.00 (+24.79%)	$398,600 Land $165,000 Building $233,600	$398,600 Land $165,000 Building $233,600
2024	$5,555.00
2023		$285,600 Land $110,000 Building $175,600	$285,600 Land $110,000 Building $175,600
2022	$5,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 Cotswold Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Cotswold Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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