Kane County property record for 357 Cornwall Ave, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,586 sqft · built 1998 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,998 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-34-480-002 |
| Primary APN | 06-34-480-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 2,171 sqft |
| Basement Area | 585 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 72 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 357 CORNWALL AVE |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONCORD HIGHLANDS UNIT 3 (WILDMEADOW) LOT 63 |
| Legal Subdivision | CONCORD HIGHLANDS |
| Legal Block | 1 |
| Legal Lot Number | 63 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 851801 |
Source: Kane County records · APN 06-34-480-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 357 CORNWALL AVE, SOUTH ELGIN, IL 60177-2572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 11, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 23, 2016 | Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2013 |
| Deed Sale | Feb 15, 2013 |
| Prior Sale | Oct 17, 2002 · Amount on Record |
| Deed Document Number | 201312751 |
| Last Transfer Date | Aug 30, 2016 |
| Transfer Doc | 0000046825 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 357 CORNWALL AVE, SOUTH ELGIN, IL 60177-2572 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 357 CORNWALL AVE, SOUTH ELGIN, IL 60177-2572 |
| Document Number | 0000005126 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 2025K005126 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Dec 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 357 CORNWALL AVE, SOUTH ELGIN, IL 60177-2572 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000020319 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021K020319 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 405 Months |
| Due | Dec 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 357 CORNWALL AVE, SOUTH ELGIN, IL 60177-2572 |
| Document Number | 0000002270 |
| Instrument Date | Nov 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 357 CORNWALL AVE SOUTH ELGIN IL 601772572, SOUTH ELGIN, IL 60177-2572 |
| Document Number | 0000002270 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 2270 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 11, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,998.00 (+13.21%) Homeowner's exemption | ||
| 2024 | $119,409 (+21.39%) Land $28,317 Building $91,092 | $358,370 (+21.44%) Land $84,985 Building $273,385 | |
| 2022 | $7,948.00 (+6.17%) Homeowner's exemption | $98,365 (+6.96%) Land $23,326 Building $75,039 | $295,095 (+6.96%) Land $69,978 Building $225,117 |
| 2021 | $7,486.00 Homeowner's exemption | $91,964 Land $21,808 Building $70,156 | $275,892 Land $65,424 Building $210,468 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 453 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH ELGIN serves 23,648 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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