357 Calle Cerro, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 357 Calle Cerro, Morgan Hill, CA 95037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,777 sqft · built 1998
Lot Size0.102 acres (4,462 sqft)
Owner2 Individual Names on Record
Last Sale$284,000 (Dec 1998)
Tax Bill$5,114 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN726-22-031

Property Details

APN / Parcel Number

Primary APN726-22-031

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,777 sqft Living Area
1st Floor Area918 sqft
2nd Floor Area859 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,462 sqft (0.102 acres)
Garage Area438 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address357 CALLE CERRO
CityMORGAN HILL
StateCA
Zip95037-3119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTRACT 8923 BOOK 688 PAGE 38 PAGE 40 LOT 23
Legal Tract8923
Legal Lot Number23
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1010
Census Tract512311

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address357 CALLE CERRO, MORGAN HILL, CA 95037-3119
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 1998 · Amount on Record
Deed SaleDec 11, 1998 · Amount on Record
Deed Document Number199814545770
Last Transfer DateMar 4, 2003
Transfer Doc0016881838
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address357 CALLE CERRO, MORGAN HILL, CA 95037-3119
Document Number0024518564
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address357 CALLE CERRO MORGAN HILL CA 950373119, MORGAN HILL, CA 95037-3119

Mortgage

Document Number0024518564
DateJun 26, 2020
Instrument24518564
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMorgan Hill City
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$454,033 (+2%) Land $159,896 Building $294,137
2025$5,114.00 (+3.27%) Homeowner's exemption$445,131 (+4.04%) Land $156,761 Building $288,370
2023$4,952.00 (+1.75%) Homeowner's exemption$427,848 Land $150,675 Building $277,173
2022$4,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGAN HILL
serves 47,374 people · EPA ID CA4310006
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Calle Cerro

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