357 Chicago Ave, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 357 Chicago Ave, Valparaiso, FL 32580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,803 sqft · built 1955
Lot Size	0.258 acres (11,249 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jan 2024)
Tax Bill	$3,802 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-0708-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-0708-0`
Alternative APN	`12-1S-23-253G-0001-0180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,803 sqft Heated Area
Gross Area	1,843 sqft
1st Floor Area	1,803 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,249 sqft (0.258 acres)
Lot Width	75 ft Width
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	357 CHICAGO AVE
City	VALPARAISO
State	FL
Zip	32580-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RE S/D VALP PLAT #15 LOT 18 BLK 1
Legal Range	23
Legal Township	01S
Legal Section	12
Legal Subdivision	RESUB BLKS 4, 5, 7, 8 V/P #15
Legal Block	1
Legal Lot Number	18
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3027
Census Tract	21200

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	357 CHICAGO AVE, VALPARAISO, FL 32580-1333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2021	Warranty Deed, Transfer · VA Mortgage SOUTHEAST MORTGAGE OF GEORGIA
Mar 9, 2018	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS
Jun 30, 2017	Warranty Deed, Transfer · VA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	3668038
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 26, 2024
Property Address	357 CHICAGO AVE, VALPARAISO, FL 32580-1333
Document Number	0003668038
Map Reference	MB 2 PG 75
Instrument Date	Jan 25, 2024
Instrument	3668038
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7778 WILLOW COVE CIR, LAS VEGAS, NV 89129-5512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 CHICAGO AVE, VALPARAISO, FL 32580-1333

Mortgage

Document Number	0003668040
Date	Jan 26, 2024
Instrument	3668040

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 18, 2021
Property Address	357 CHICAGO AVE, VALPARAISO, FL 32580-1333
Document Number	0035673733
Book / Page	3567 / 3733
Map Reference	MB 2 PG 75
Instrument Date	Aug 13, 2021
Instrument	3481098
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 BELLAFINA CT, 920, VIRGINIA BEACH, VA 23456-7004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 CHICAGO AVE, VALPARAISO, FL 32580-1333

Mortgage

Document Number	35673735
Date	Aug 18, 2021
Instrument	3567/3735

Lender

Name	SOUTHEAST MORTGAGE OF GEORGIA
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	357 CHICAGO AVE, VALPARAISO, FL 32580-1333
Document Number	0033412505
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 CHICAGO AVE VALPARAISO FL 325801333, VALPARAISO, FL 32580-1333

Mortgage

Document Number	0033412505
Date	Mar 15, 2018
Book Page	003341/002505
Instrument	3194545

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.75%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 30, 2017
Property Address	357 CHICAGO AVE, VALPARAISO, FL 32580-1333
Document Number	0033061984
Book / Page	3306 / 1984
Map Reference	MB2 PG75
Instrument Date	Jun 23, 2017
Instrument	3144532
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 MATTIES WAY, 248, DESTIN, FL 32541-3421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 CHICAGO AVE, VALPARAISO, FL 32580-1333

Mortgage

Document Number	0003144533
Date	Jun 30, 2017
Instrument	3144533

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Valparaiso City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,802.00 (+5.64%) Homeowner's exemption	$297,020 (+2%) Land $72,060 Building $224,960	$297,020 (+2%) Land $72,060 Building $224,960
2023	$3,599.00 (-6.62%) Homeowner's exemption	$291,203 (+9.25%) Land $60,823 Building $230,380	$291,203 (+9.25%) Land $60,823 Building $230,380
2022	$3,854.00 Homeowner's exemption	$266,551 Land $50,371 Building $216,180	$266,551 Land $50,371 Building $216,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
City of Valparaiso Cable	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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