357 Chesser Loop Cir, Chelsea, AL 35043 Property Records

Shelby County property record for 357 Chesser Loop Cir, Chelsea, AL 35043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,932 sqft · built 2009
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on File
Last Sale	$314,000 (Feb 2025)
Tax Bill	$1,139 (2026)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`098270006017000`

Property Details

APN / Parcel Number

Primary APN	`098270006017000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,932 sqft Heated Area
1st Floor Area	1,932 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	90 ft deep x 58.5 ft wide
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	357 CHESSER LOOP CIR
City	CHELSEA
State	AL
Zip	35043-8340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 27 19S 01W NBRHD: 17 CHELSEA FOOTHILLS / COTTAGES R-2
Legal Range	01W
Legal Township	19S
Legal Section	27
Legal Subdivision	COTTAGES AT CHESSER PH 2 AMENDED COTTAGE
Legal Lot Number	111
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	1
Census Block	1027
Census Tract	30215

Owner

357 Chesser Loop Cir is owner-occupied and held in a trust since February 2025.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	357 CHESSER LOOP CIR, CHELSEA, AL 35043-8340
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Prior Sale	Oct 20, 2020 · Amount on File
Deed Document Number	202552030
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 20, 2020
Property Address	357 CHESSER LOOP CIR, CHELSEA, AL 35043-8340
Document Number	0000476280
Instrument Date	Oct 7, 2020
Instrument	476280
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 CHESSER LOOP CIR CHELSEA AL 350438340, CHELSEA, AL 35043-8340

Tax Assessment & Valuation

The 2026 property tax bill for 357 Chesser Loop Cir was $1,139 with exemptions applied, down 16.6% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,139.00 (-16.62%) Homeowner's exemption Senior Citizen's exemption
2025	$1,366.00	$31,060	$310,600 Land $75,000 Building $235,600
2023	$1,142.00 Homeowner's exemption Senior Citizen's exemption	$30,860	$308,600 Land $75,000 Building $233,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 357 Chesser Loop Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Chesser Loop Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY COUNTY COMMISSION-WATER SERVICES serves 40,101 people · EPA ID AL0001671
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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