Chautauqua County and Hanover Town property record for 357 Central Ave, Silver Creek, NY 14136
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,761 sqft · built 1890 |
| Lot Size | 0.628 acres (27,380 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,900 (Jul 2015) |
| Tax Bill | $6,593 (2026) |
| Deeds & Mortgages | Nov 2023 Refinance Nov 2022 Mortgage + 1 more |
| APN | 064603 32.18-4-3.1 |
| Primary APN | 064603 32.18-4-3.1 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,761 sqft Living Area |
| 1st Floor Area | 1,018 sqft |
| 2nd Floor Area | 556 sqft |
| Upper Floors Area | 187 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,380 sqft (0.628 acres) |
| Lot Dimensions | 185 ft deep x 148 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 738 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 357 CENTRAL AVE |
|---|---|
| City | SILVER CREEK |
| State | NY |
| Zip | 14136-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 4 |
| Legal Lot Number | 3.001 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HANOVER |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 35100 |
Source: Chautauqua County and Hanover Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 357 CENTRAL AVE, SILVER CREEK, NY 14136-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2015 · Amount on Record |
| Deed Sale | Jul 10, 2015 · Amount on Record |
| Prior Sale | Jun 25, 2010 · Amount on Record |
| Deed Book / Page | 2015 / 3898 |
| Prior Transfer Date | Oct 29, 2002 |
| Prior Transfer Doc | 2506000395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 357 CENTRAL AVE, SILVER CREEK, NY 14136-1233 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | MT2023004148 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | MT2023004148 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 357 CENTRAL AVE, SILVER CREEK, NY 14136-1233 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | MT2022004719 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | MT2022004719 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 357 CENTRAL AVE, SILVER CREEK, NY 14136-1233 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2021003136 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | MT2021003136 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jul 1, 2045 |
Source: Chautauqua County and Hanover Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Hanover Town |
| Municipality | Silver Creek Village |
| Unified School District | Silver Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,593.00 (+3.4%) | ||
| 2025 | $6,376.00 | $123,000 (-) Land $18,000 Building $105,000 | $256,250 (+20.83%) Land $37,500 Building $218,750 |
| 2023 | $123,000 (-) Land $18,000 Building $105,000 | $212,069 (+18.97%) Land $31,034 Building $181,035 | |
| 2022 | $123,000 Land $18,000 Building $105,000 | $178,261 Land $26,087 Building $152,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 26 (1978–2011) |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILVER CREEK VILLAGE serves 3,100 people · EPA ID NY0600375 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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