357 Cactus Trl, Lusby, MD 20657 Property Records

Calvert County property record for 357 Cactus Trl, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,497 sqft · built 1976
Lot Size	0.656 acres (28,597 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2022)
Tax Bill	$3,867 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-086391`

Property Details

APN / Parcel Number

Primary APN	`01-086391`
Alternative APNs	`1086391` `086391`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,497 sqft Total Area
Basement Area	1,272 sqft
Finished Basement	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	28,597 sqft (0.656 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	086391
Street Address	357 CACTUS TRL
City	LUSBY
State	MD
Zip	20657-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 10 SEC 3B CHES RANCH ESTS
Legal Subdivision	CHESAPK RAN ES
Legal Lot Number	10
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	4
Census Block	4007
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 CACTUS TRL, LUSBY, MD 20657-3416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Jan 29, 2021	Deed, Transfer
Jan 29, 2021	Correction Deed
Oct 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Book / Page	6351 / 570
Prior Transfer Date	Jan 18, 2021
Prior Transfer Doc	0058400370
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 30, 2022
Property Address	357 CACTUS TRL, LUSBY, MD 20657-3416
Document Number	0063510570
Book / Page	6351 / 570
Map Reference	MB 1 PL 13
Instrument Date	Sep 23, 2022
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1672 CREEK VIEW RD, BETHLEHEM, PA 18015-5812

Mortgage

Document Number	0006351575
Date	Sep 30, 2022
Instrument	6351/575

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 29, 2021
Property Address	357 CACTUS TRL, LUSBY, MD 20657-3416
Document Number	0058400376
Book / Page	5840 / 376
Map Reference	MB 1 PL 13
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 S WASHINGTON ST, ALEXANDRIA, VA 22314-4109

January 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 29, 2021
Property Address	357 CACTUS TRL, LUSBY, MD 20657-3416
Document Number	0058400370
Book / Page	5840 / 370
Map Reference	MB JLB 1 FO 13
Instrument Date	Jan 18, 2021
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 4, 2019
Property Address	357 CACTUS TRL, LUSBY, MD 20657-3416
Document Number	0054470083
Book / Page	005447 / 000083
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 CACTUS TRL LUSBY MD 206573416, LUSBY, MD 20657-3416

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,500 (+17.5%) Land $55,200 Building $318,300	$373,500 (-) Land $55,200 Building $318,300
2025	$3,867.00 (+80.2%)	$317,867 (+53.86%)	$373,500 (+80.78%) Land $55,200 Building $318,300
2023	$2,146.00	$206,600 Land $55,200 Building $151,400	$206,600 Land $55,200 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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