Carroll County property record for 357 Blizzard Ln, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 3,592 sqft Total Area |
| Lot Size | 351,399 sqft (8.06 acres) |
| Garage | Attached, 864 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $670,000 (2022) |
| Tax Bill | $6,529.00 (2025) |
| Primary APN | 04-059875 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,592 sqft Total Area |
| 1st Floor | 252 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 351,399 sqft (8.06 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 864 sqft Garage |
| Deck Area | 240 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 252 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 059875 |
|---|---|
| Street Address | 357 BLIZZARD LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7671 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT - 8.0670 ACS 357 BLIZZARD LN RT 32 SW OF SMALLWOOD |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 4, WOOLERYS |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 504202 |
Source: Carroll County records · APN 04-059875
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 357 BLIZZARD LN, WESTMINSTER, MD 21157-7671 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Jan 19, 2023 | Intrafamily Transfer, Transfer |
| Aug 30, 2022 | Deed, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L/MD FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Prior Sale | Jun 29, 1989 · Amount on Record |
| Deed Book / Page | 10871 / 182 |
| Last Transfer Date | Jan 18, 2023 |
| Transfer Doc | 0109660125 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 357 BLIZZARD LN, WESTMINSTER, MD 21157-7671 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0109210302 |
|---|---|
| Date | Nov 01, 2022 |
| Book Page | 10921/302 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.26% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 19, 2023 |
| Property Address | 357 BLIZZARD LN, WESTMINSTER, MD 21157-7671 |
| Document Number | 0109660125 |
| Book / Page | 10966 / 125 |
| Instrument Date | Jan 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 BLIZZARD LN, WESTMINSTER, MD 21157-7671 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 30, 2022 |
| Property Address | 357 BLIZZARD LN, WESTMINSTER, MD 21157-7671 |
| Document Number | 0108710182 |
| Book / Page | 10871 / 182 |
| Instrument Date | Aug 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 357 BLIZZARD LN, WESTMINSTER, MD 21157-7671 |
| Document Number | 0108710191 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 10871-0191 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.26% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 357 BLIZZARD LN, WESTMINSTER, MD 21157-7671 |
| Document Number | 0097740470 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 357 BLIZZARD LN WESTMINSTER MD 211577671, WESTMINSTER, MD 21157-7671 |
| Document Number | 0097740470 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 009774/000470 |
| Name | FIRST FIN'L/MD FCU |
|---|---|
| Type | Credit Union |
| Address | SPARKS GLENCOE, MD 21152-9202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $681,633 (+5.96%) | $758,300 (+17.88%) Land $225,300 Building $533,000 | |
| 2025 | $6,529.00 (+10.81%) Homeowner's exemption | $643,300 (+23.36%) Land $205,300 Building $438,000 | $643,300 (-) Land $205,300 Building $438,000 |
| 2023 | $5,892.00 (+13.22%) | $521,500 (+13.22%) | $643,300 (+39.67%) Land $205,300 Building $438,000 |
| 2022 | $5,204.00 Homeowner's exemption | $460,600 Land $185,300 Building $275,300 | $460,600 Land $185,300 Building $275,300 |
357 Blizzard Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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