1. Home
  2. Florida
  3. Monroe County
  4. Little Torch Key
  5. Blackbeard Rd

357 Blackbeard Rd, Little Torch Key (Summerland Key), FL 33042 Property Records

Monroe County property record for 357 Blackbeard Rd, Little Torch Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,008 sqft · built 1986
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$784,000 (Mar 2021)
Tax Bill$8,290 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
Sep 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN00215890-000000

Property Details

APN / Parcel Number

Primary APN00215890-000000
Alternative APN
  • 1283126

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2020
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotCanal
Garage TypeCovered
Garage Area560 sqft

Exterior Amenities

PorchOpen Porch
Porch Area767 sqft
Deck Area45 sqft
Patio Area147 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1283126
Street Address357 BLACKBEARD RD
CityLITTLE TORCH KEY
StateFL
Zip33042-5533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LT 12 JOLLY ROGER ESTATES PB5-34 LITTLE TORCH KEY OR523-720 OR675-185 OR682-1/2 OR843-23 OR1310-2177 OR1390-2398/2408 OR1395-1913 OR1397-161 OR1459-1203 OR1466-866 OR1570-170 OR1665-2056 OR1701-956/57 OR2046-211/12 OR2049-497 OR2845-1043 OR2865-
Legal Range29E
Legal Township66S
Legal Section28
Legal SubdivisionJOLLY ROGER ESTATES
Legal Block3
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2017
Census Tract971502

Owner

357 Blackbeard Rd is owned by two individuals who bought it in March 2021.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address4165 CLOUGH LN, CINCINNATI, OH 45245-1708
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Sep 12, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Nov 9, 2017Grant Deed, Transfer
ATTORNEY ONLY
Jul 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2021 · Amount on File
Deed SaleMar 4, 2021 · Amount on File
Prior SaleSep 12, 2019 · Amount on File
Deed Document Number20212306716
Deed Book / Page3079 / 841
Transfer Doc1466000866
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 4, 2021
Property Address357 BLACKBEARD RD, LITTLE TORCH KEY, FL 33042-5533
Document Number0030790841
Book / Page3079 / 841
Map ReferenceMB 5 PG 34
Instrument DateFeb 26, 2021
Instrument2306716
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,488.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 420475, SUMMERLAND KEY, FL 33042-0475

Transferred To (Grantee/Buyer)

NameVerified Name
Address4165 CLOUGH LN, CINCINNATI, OH 45245-1708

Mortgage

Document Number0003079843
DateMar 4, 2021
Instrument3079/843
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 12, 2019
Property Address357 BLACKBEARD RD, LITTLE TORCH KEY, FL 33042-5533
Document Number0029841251
Book / Page002984 / 001251
Instrument DateSep 10, 2019
Instrument2236359
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address357 BLACKBEARD RD LITTLE TORCH KEY FL 330425533, LITTLE TORCH KEY, FL 33042-5533

Mortgage

Document Number29841253
DateSep 12, 2019
Book Page002984/001253
Instrument2236360
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 11, 2049

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateNov 9, 2017
Property Address357 BLACKBEARD RD, LITTLE TORCH KEY, FL 33042-5533
Document Number0028781681
Book / Page002878 / 001681
Instrument DateAug 30, 2017
Instrument2143081
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 ARNOLD DR ENFIELD NH 03748, ENFIELD, NH 03748

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJul 18, 2017
Property Address357 BLACKBEARD RD, LITTLE TORCH KEY, FL 33042-5533
Document Number0028650057
Book / Page002865 / 000057
Instrument DateMay 24, 2017
Instrument2131717
Transaction TypeTransfer
Record UpdatedAug 7, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address282 STATE ROUTE 101 #4 AMHERST NH 030311706, 4, AMHERST, NH 03031-1706

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$918,894 Land $543,000 Building $375,894$918,894 Land $543,000 Building $375,894
2024$8,290.00 (+6.01%)
2023$7,820.00 (+13.78%)$911,753 (+26.47%) Land $570,000 Building $341,753$911,753 (+26.47%) Land $570,000 Building $341,753
2022$6,873.00$720,909 Land $375,000 Building $345,909$720,909 Land $375,000 Building $345,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 Blackbeard Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 829 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies829 in force
Nearby Flood Claims700 (1998–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 355 claims
  • Hurricane Wilma, Oct 2005 · 114 claims
  • Hurricane Georges, Sep 1998 · 207 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 357 Blackbeard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Blackbeard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures