Bay County property record for 357 Beachside Dr, Panama City Beach, FL 32413
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 4 ba |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,010,000 (Nov 2025) |
| Tax Bill | $8,245 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 36459-231-000 |
| Primary APN | 36459-231-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Lot Area | 6,273 sqft (0.144 acres) |
|---|---|
| Lot Dimensions | 82 ft deep x 57 ft wide |
| Street Address | 357 BEACHSIDE DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-1031 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | CARILLON BEACH PHASE IV LOT 1 BLK B AND A PCL BETWEEN LOT 1 AND |
| Legal Range | 17W |
| Legal Township | 03S |
| Legal Section | 05 |
| Legal Subdivision | CARILLON BEACH PHASE IV |
| Legal Phase | 4 |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2707 |
357 Beachside Dr, residential vacant land, is owned by a company that bought it in November 2025.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6337 COTSWOLD LN, ATLANTA, GA 30328-4236 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | Jun 21, 2004 · Amount on File |
| Deed Document Number | 2025068404 |
| Deed Book / Page | 4976 / 1537 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 357 BEACHSIDE DR, PANAMA CITY BEACH, FL 32413-1031 |
| Document Number | 0049761537 |
| Book / Page | 4976 / 1537 |
| Map Reference | MB 15 PG 25&26 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025068404 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 15, 2025 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $7,070.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1431 RIVERPLACE BLVD APT 3005, 3005, JACKSONVILLE, FL 32207-9120 |
| Name | Verified Name |
|---|---|
| Address | 6337 COTSWOLD LN, ATLANTA, GA 30328-4236 |
| Document Number | 0049761539 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 4976/1539 |
| Name | MCU CONSULTING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Dec 1, 2027 |
The 2025 property tax bill for 357 Beachside Dr was $8,245, up 5.8% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,245.00 (+5.76%) | $1,039,619 (+3.45%) Land $1,039,619 | $1,039,619 (+3.45%) Land $1,039,619 |
| 2024 | $7,796.00 (+9.2%) | $1,004,914 (+12.68%) Land $1,004,914 | $1,004,914 (+12.68%) Land $1,004,914 |
| 2023 | $7,139.00 (+33.79%) | $891,841 (+37.47%) Land $891,841 | $891,841 (+37.47%) Land $891,841 |
| 2022 | $5,336.00 | $648,741 Land $648,741 | $648,741 Land $648,741 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 Beachside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 747 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,444 units insured incl. 697 condo units |
| Nearby Flood Claims | 47 (1995–2026) |
| Claims Outside the SFHA | 20 of 47 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 Beachside Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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