357 Bay Dr, Palacios, TX 77465 Property Records

Matagorda County property record for 357 Bay Dr, Palacios, TX 77465 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$6,128 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`4605-0010-002700`

Property Details

APN / Parcel Number

Primary APN	`4605-0010-002700`
Alternative APN	`118381`

Interior

Building Area	1,476 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 2017
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	652 sqft

Location & Zoning

Account Number	4605-0010-002700
Street Address	357 BAY DR
City	PALACIOS
State	TX
Zip	77465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAYPOINT LANDING, LOT 27, SEC 1, ACRES 1.0
Legal Subdivision	WAYPOINT LANDING
Legal Lot Number	27
Jurisdiction	MATAGORDA TX
Township / Civil Division	PALACIOS
Census Block Group	1
Census Block	1139
Census Tract	730600

Owner

Source: Matagorda County records · APN 4605-0010-002700

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	23045 VOLGA DR, PORTER, TX 77365-4273
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SENTE MORTGAGE INC
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SENTE MORTGAGE INC
Feb 21, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 21, 2017
Transfer Doc	0000000892
Record Updated	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	357 BAY DR, PALACIOS, TX 77465
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000979
Date	Feb 22, 2018
Instrument	2018-000979

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2038

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	357 BAY DR, PALACIOS, TX 77465
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000979
Date	Feb 22, 2018
Instrument	2018-000979

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2038

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MATAGORDA TX
Recording Date	Feb 21, 2017
Property Address	357 BAY DR, PALACIOS, TX 77465
Document Number	0000000892
Map Reference	FILE 510A-512B
Instrument Date	Feb 14, 2017
Instrument	000892
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23045 VOLGA DR, 23045, PORTER, TX 77365-4273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23045 VOLGA DR, PORTER, TX 77365-4273

Tax Assessment & Valuation

Source: Matagorda County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Matagorda County
Unified School District	Palacios Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,128.00 (-0.62%)	$445,240 (+31.27%) Land $96,270 Building $348,970	$445,240 (+31.27%) Land $96,270 Building $348,970
2023		$339,170 Land $80,150 Building $259,020	$339,170 Land $80,150 Building $259,020
2022	$6,166.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Matagorda County (48321C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483217306001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 105 individual NFIP policies nearby
Nearby Flood Policies	105 in force
Nearby Flood Claims	50 (1980–2025)
Claims Outside the SFHA	18 of 50
Most Recent Claim	Jun 2025, rainfall accumulation
Claims By Storm	Hurricane Harvey, Sep 2017 · 14 claims Hurricane Claudette, Jul 2003 · 8 claims Hurricane Georges, Sep 1998 · 2 claims

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless (unlicensed)	700 / 300
TISD	Fixed Wireless (unlicensed)	400 / 100
Jackson Electric Cooperative	Fixed Wireless (unlicensed)	25 / 5

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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