357 Banyan Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 357 Banyan Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,692 sqft · built 1986
Lot Size0.248 acres (10,781 sqft)
Owner2 Individual Names on File
Last Sale$102,800 (Dec 1999)
Tax Bill$624 (2025)
Deeds & MortgagesMar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN26-29-09-687044-000510

Property Details

APN / Parcel Number

Primary APN26-29-09-687044-000510
Alternative APNs
  • 092926687044000510
  • 92926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,692 sqft Living Area
Gross Area2,331 sqft
1st Floor Area1,692 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area10,781 sqft (0.248 acres)
Lot Dimensions125 ft deep x 84 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area336 sqft
PorchFlorida Room
Porch Area169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address357 BANYAN DR
CityWINTER HAVEN
StateFL
Zip33884-2804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR COVE PHASE 2 PB 80 PGS 12 & 13 LOT 51
Legal Range26E
Legal Township29S
Legal Section09
Legal SubdivisionCEDAR COVE PHASE TWO
Legal Phase2
Legal Tract687044
Legal Block1
Legal Lot Number51
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1049
Census Tract14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address357 BANYAN DR, WINTER HAVEN, FL 33884-2804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 1999 · Amount on File
Deed SaleDec 9, 1999 · Amount on File
Prior SaleAug 2, 1994 · Amount on File
Deed Book / Page4365 / 1863
Last Transfer DateMar 11, 2020
Transfer Doc0111820641
Record UpdatedOct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMar 19, 2020
Property Address357 BANYAN DR, WINTER HAVEN, FL 33884-2804
Document Number0111820641
Book / Page011182 / 000641
Instrument DateMar 11, 2020
Instrument63624
Transaction TypeTransfer
Record UpdatedMay 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address357 BANYAN DR WINTER HAVEN FL 338842804, WINTER HAVEN, FL 33884-2804

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,798 (+2.7%)$274,587 (+4.82%) Land $33,000 Building $241,587
2025$624.00 (-54.39%) Homeowner's exemption Senior Citizen's exemption$115,675 (+5.99%)$261,955 (-0.4%) Land $33,000 Building $228,955
2024$1,368.00 (+11.13%)
2023$1,231.00 (+10.11%) Homeowner's exemption$109,141 (+3%)$263,009 (+3.27%) Land $32,000 Building $231,009
2022$1,118.00 Homeowner's exemption$105,962$254,680 Land $27,000 Building $227,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2004–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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