Pender County property record for 357 Bannerman Rd, Watha, NC 28478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 2005 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $832 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3313-10-6229-0000 |
| Primary APN | 3313-10-6229-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 53,579 sqft (1.23 acres) |
| Porch | Porch |
| Porch Area | 120 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 400000853 |
|---|---|
| Old Parcel Number | 3313 10 6229 0000 |
| Street Address | 357 BANNERMAN RD |
| City | WATHA |
| State | NC |
| Zip | 28478-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 1354 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 920300 |
357 Bannerman Rd is owned and occupied by two individuals.
Source: Pender County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 357 BANNERMAN RD, WATHA, NC 28478-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 357 BANNERMAN RD, WATHA, NC 28478-9611 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 357 BANNERMAN RD, WATHA, NC 28478-9611 |
| Document Number | 0048850043 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 4885/43 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 357 Bannerman Rd was $832.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $832.00 | $245,699 Land $23,976 Building $221,723 | $245,699 Land $23,976 Building $221,723 |
| 2023 | $133,674 (-) Land $27,300 Building $106,374 | $133,674 (-) Land $27,300 Building $106,374 | |
| 2022 | $789.00 | $133,674 Land $27,300 Building $106,374 | $133,674 Land $27,300 Building $106,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 Bannerman Rd in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 55 (1996–2018) |
| Claims Outside the SFHA | 11 of 55 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 Bannerman Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Focus Broadband.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures