357 Bahama Loop, Fayetteville, NC 28314 Property Records

Cumberland County property record for 357 Bahama Loop, Fayetteville, NC 28314

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,700 sqft · built 1983
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Dec 2025)
Tax Bill	$2,984 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`0407-19-7049`

Property Details

APN / Parcel Number

Primary APN	`0407-19-7049`
Alternative APN	`0407.05197049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,700 sqft Heated Area
1st Floor Area	898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 98 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	164 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	357 BAHAMA LOOP
City	FAYETTEVILLE
State	NC
Zip	28314-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LAKE SHORES LO:185 SE:1PT-B PL:0053-0051
Legal Subdivision	LAKESHORES I
Legal Block	19
Legal Lot Number	185
Jurisdiction	CUMBERLAND NC
Township / Civil Division	SEVENTY-FIRST
Census Block Group	1
Census Block	1020
Census Tract	3317

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	357 BAHAMA LOOP, FAYETTEVILLE, NC 28314-1710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Oct 23, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Deed Document Number	202541189
Deed Book / Page	12414 / 455
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 31, 2025
Property Address	357 BAHAMA LOOP, FAYETTEVILLE, NC 28314-1710
Document Number	0124140455
Book / Page	12414 / 455
Map Reference	MB 53 PG 51
Instrument Date	Dec 19, 2025
Instrument	41189
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16819 COZY ROAD, CHARLOTTE, NC 28278

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	357 BAHAMA LOOP, FAYETTEVILLE, NC 28314-1710

Mortgage

Document Number	0000041191
Date	Dec 31, 2025
Instrument	41191

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0124180010
Date	Jan 6, 2026
Book Page	12418/10
Instrument	502

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	1920 MAIN ST STE 1200, IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2036

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 23, 2025
Property Address	357 BAHAMA LOOP, FAYETTEVILLE, NC 28314-1711
Document Number	0123610071
Book / Page	12361 / 71
Map Reference	MB 53 PG 51
Instrument Date	Oct 10, 2025
Instrument	33440
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8833 OAKHAM ST, HUNTERSVILLE, NC 28078-5632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8833 OAKHAM ST, HUNTERSVILLE, NC 28078-5632

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Fayetteville City
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,984.00 (+0.34%)
2025	$2,974.00 (+15.67%)	$206,516 (+43.32%) Land $40,000 Building $166,516	$206,516 (+43.32%) Land $40,000 Building $166,516
2024	$2,571.00 (+4.85%)	$144,098 (-) Land $28,000 Building $116,098	$144,098 (-) Land $28,000 Building $116,098
2023	$2,452.00 (+5.92%)	$144,098 Land $28,000 Building $116,098	$144,098 Land $28,000 Building $116,098
2022	$2,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Bahama Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures