357 Arbor St, Saint Paul, MN 55102 Property Records

Ramsey County property record for 357 Arbor St, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,151 sqft · built 1902
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Dec 2023)
Tax Bill	$3,474 (2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-14-0070`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-14-0070`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,151 sqft Living Area
1st Floor Area	689 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Asbestos
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	117 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	357 ARBOR ST
City	SAINT PAUL
State	MN
Zip	55102-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	A VANCE BROWNS SUB EX ALLEY LOT 30 BLK 19
Legal Range	23
Legal Township	28
Legal Section	11
Legal Quarter	1
Quarter-Quarter Section	4
Legal Subdivision	A VANCE BROWNS SUB
Legal Block	19
Legal Lot Number	30
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1009
Census Tract	36800

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 ARBOR ST, SAINT PAUL, MN 55102-3510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	Jan 7, 2015 · Amount on Record
Deed Document Number	T02765845
Record Updated	Jun 7, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 11, 2023
Property Address	357 ARBOR ST, SAINT PAUL, MN 55102-3510
Document Number	0T02765845
Instrument Date	Dec 4, 2023
Instrument	T02765845
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 ARBOR ST, SAINT PAUL, MN 55102-3510

Mortgage

Document Number	0T02765846
Date	Dec 11, 2023
Instrument	T02765846

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,474.00 Homeowner's exemption	$239,200 Land $40,000 Building $199,200	$239,200 Land $40,000 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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