357 American River Ct, Oxnard, CA 93036 Property Records

Ventura County property record for 357 American River Ct, Oxnard, CA 93036

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,464 sqft · built 2009
Lot Size	0.02 acres (884 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,000 (Nov 2017)
Tax Bill	$9,378 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-0-200-555`

Property Details

APN / Parcel Number

Primary APN	`132-0-200-555`
Alternative APN	`1320200405`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	596 sqft
2nd Floor Area	868 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Lot Area	884 sqft (0.02 acres)
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	97 sqft

Location & Zoning

Old Parcel Number	1320200405
Street Address	357 AMERICAN RIVER CT
City	OXNARD
State	CA
Zip	93036-5300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 553601 LOT: 4 REF: 154MR 54 CONDO PLAN: 22-51
Legal Subdivision	RIVERPARK
Legal Tract	553601
Legal Block	200
Legal Lot Number	4
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1118
Census Tract	5004

Owner

Source: Ventura County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	357 AMERICAN RIVER CT, OXNARD, CA 93036-5300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 17, 2017	Grant Deed, Transfer SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Apr 9, 2013 · Amount on Record
Deed Document Number	2017149979
Last Transfer Date	Jan 30, 2020
Transfer Doc	0000033599
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	357 AMERICAN RIVER CT, OXNARD, CA 93036-5300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017823
Date	Feb 10, 2020
Instrument	20200210-00017823

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jan 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	357 AMERICAN RIVER CT, OXNARD, CA 93036-5300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 AMERICAN RIVER CT, OXNARD, CA 93036-5300

Mortgage

Document Number	0000170252
Date	Oct 15, 2020
Instrument	20201015-00170252

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Feb 1, 2048

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 6, 2020
Property Address	357 AMERICAN RIVER CT, OXNARD, CA 93036-5300
Document Number	0000033599
Instrument Date	Jan 30, 2020
Instrument	33599
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	357 AMERICAN RIVER CT OXNARD CA 930365300, OXNARD, CA 93036-5300

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 17, 2017
Property Address	357 AMERICAN RIVER CT, OXNARD, CA 93036-5300
Document Number	0000149979
Instrument Date	Oct 19, 2017
Instrument	149979
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$449.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3523 CAMARILLO CA 930113523, CAMARILLO, CA 93011-3523

Mortgage

Document Number	149980
Date	Nov 17, 2017
Instrument	149980

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$474,673 (+2%) Land $308,713 Building $165,960
2025	$9,378.00 (+1.12%)	$465,366 (+4.04%) Land $302,660 Building $162,706
2024	$9,274.00 (+6.95%)
2023	$8,671.00 (+2.85%)	$447,297 Land $290,908 Building $156,389
2022	$8,431.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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