San Diego County property record for 357 Alta Ln, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,060 sqft · built 1978 |
| Lot Size | 0.243 acres (10,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Oct 2019) |
| Tax Bill | $6,203 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 509-161-09-00 |
| Primary APN | 509-161-09-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,060 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 10,589 sqft (0.243 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 357 ALTA LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SEC 3-16-1E S 1/2 OF POR |
| Legal Range | 01E |
| Legal Township | 16 |
| Legal Section | 03 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 15501 |
Source: San Diego County records · APN 509-161-09-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 357 ALTA LN, EL CAJON, CA 92021-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 09, 2023 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Feb 07, 2018 | Deed of Trust, Mortgage · ARM MISSION FCU |
| Oct 04, 2019 | Grant Deed, Transfer · Conventional with PMI WORLD WIDE CREDIT |
| May 13, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2019 · Amount on Record |
| Deed Sale | Oct 04, 2019 · Amount on Record |
| Deed Document Number | 2019444497 |
| Prior Transfer Date | Sep 15, 2003 |
| Prior Transfer Doc | 0001143023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 357 ALTA LN, EL CAJON, CA 92021-4216 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 357 ALTA LN, EL CAJON, CA 92021-4216 |
| Document Number | 0000272377 |
|---|---|
| Date | Oct 09, 2023 |
| Instrument | 2023-0272377 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 357 ALTA LN, EL CAJON, CA 92021-4216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 357 ALTA LN, EL CAJON, CA 92021-4216 |
| Document Number | 0000811112 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-0811112 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 357 ALTA LN, EL CAJON, CA 92021-4216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049906 |
|---|---|
| Date | Feb 07, 2018 |
| Instrument | 2018-0049906 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 8.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 04, 2019 |
| Property Address | 357 ALTA LN, EL CAJON, CA 92021-4216 |
| Document Number | 0000444497 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 444497 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2019 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 357 ALTA LN EL CAJON CA 920214216, EL CAJON, CA 92021-4216 |
| Document Number | 444498 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 444498 |
| Name | WORLD WIDE CREDIT |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 13, 2019 |
| Property Address | 357 ALTA LN, EL CAJON, CA 92021-4216 |
| Document Number | 0000178954 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 178954 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 ALTA LN EL CAJON CA 920214216, EL CAJON, CA 92021-4216 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $490,822 (+2%) Land $301,187 Building $189,635 | |
| 2025 | $6,203.00 (+2.34%) | $481,199 (+4.04%) Land $295,282 Building $185,917 |
| 2023 | $6,061.00 (+1.75%) | $462,516 Land $283,817 Building $178,699 |
| 2022 | $5,957.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1991–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: California Internet, T-Mobile USA.
Based on FCC filings for 285 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PADRE DAM MWD serves 93,980 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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