357 5th St, Richmond, KY 40475 Property Records

Madison County property record for 357 5th St, Richmond, KY 40475 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,802 sqft · built 1935
Lot Size	0.182 acres (7,959 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Oct 2018)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R007-0017-0034`

Property Details

APN / Parcel Number

Primary APN	`R007-0017-0034`
Alternative APNs	`129779` `92615` `44566`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,802 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Lot Area	7,959 sqft (0.182 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	44566
Street Address	357 5TH ST
City	RICHMOND
State	KY
Zip	40475-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2005
Census Tract	10602

Owner

Source: Madison County records · APN R007-0017-0034

Assessment roll updated December 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	380 HIGHLAND LAKES DR, RICHMOND, KY 40475-3832
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 13, 2023	Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK
Oct 31, 2018	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	20182013984057
Deed Book / Page	766 / 336
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Apr 06, 2026
Property Address	357 5TH ST, RICHMOND, KY 40475-1339
Document Number	0014336337
Book / Page	2457 / 440
Instrument Date	Apr 02, 2026
Instrument	202614336337
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	230 N 2ND ST, RICHMOND, KY 40475-1408

Mortgage

Document Number	0014336337,
Date	Apr 06, 2026
Book Page	2457/440
Instrument	202614336337

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 03, 2046

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	357 5TH ST, RICHMOND, KY 40475-1339
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 LU LEVITT CT, SAN JOSE, CA 95125-2172

Mortgage

Document Number	0M2127/639
Date	Jan 24, 2022
Book Page	M2127/639
Instrument	2014073723

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 13, 2023
Property Address	357 5TH ST, RICHMOND, KY 40475-1339
Document Number	00D843/282
Book / Page	D843 / 282
Instrument Date	Sep 07, 2023
Instrument	2014166858
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 LU LEVITT CT, SAN JOSE, CA 95125-2172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 HIGHLAND LAKES DR, RICHMOND, KY 40475-3832

Mortgage

Document Number	2014168257
Date	Sep 13, 2023
Instrument	2014168257

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 08, 2043

Interest

Rate Type	Adjustable Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 31, 2018
Property Address	357 5TH ST, RICHMOND, KY 40475-1339
Document Number	D00766/336
Book / Page	D00766 / 336
Instrument Date	Oct 30, 2018
Instrument	2013984057
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 BRADFORD CT, RICHMOND, KY 40475-2312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 5TH ST, RICHMOND, KY 40475-1339

Mortgage

Document Number	2013984058
Date	Oct 31, 2018
Instrument	2013984058

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,555.00 (+105.69%)	$165,000 (+111.54%)	$165,000 (+111.54%)
2023	$756.00 (-0.26%)	$78,000 (-)	$78,000 (-)
2022	$758.00	$78,000	$78,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 512 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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