35690 Monte de Oro Rd, Temecula, CA 92592 Property Records

Riverside County property record for 35690 Monte de Oro Rd, Temecula, CA 92592 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 5,639 sqft · built 1991
Lot Size	4.71 acres (205,168 sqft)
Owner	2 Individual Names on File
Last Sale	$1,085,000 (Mar 2017)
Tax Bill	$17,277 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`942-070-021`

Property Details

APN / Parcel Number

Primary APN	`942-070-021`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Stories	3 Stories
Building Area	5,639 sqft Living Area
Gross Area	10,321 sqft
1st Floor Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Tile
Lot Area	205,168 sqft
Garage Type	Attached
Garage Area	3,742 sqft
Parking Spaces	12 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	35690 MONTE DE ORO RD
City	TEMECULA
State	CA
Zip	92592-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.71 ACRES NET IN PAR 3 PM 078/015 PM 13092
Legal Subdivision	PARCEL MAP 13092
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1015
Census Tract	43292

Owner

Source: Riverside County records · APN 942-070-021

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35690 MONTE DE ORO RD, TEMECULA, CA 92592-7802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU
Aug 02, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 27, 2018	Deed of Trust, Mortgage · Line of Credit UNITED STATES FCU
Jul 26, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2017	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Feb 10, 2012 · Amount on Record
Deed Document Number	2017130317
Transfer Doc	0000034031
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	35690 MONTE DE ORO RD, TEMECULA, CA 92592-7802
Transaction Type	Mortgage
Record Updated	Feb 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35690 MONTE DE ORO RD, TEMECULA, CA 92592-7802

Mortgage

Document Number	0000037158
Date	Jan 24, 2022
Instrument	2022-0037158

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	35690 MONTE DE ORO RD, TEMECULA, CA 92592-7802
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000315752
Date	Aug 02, 2017
Instrument	2017-0315752

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Jul 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	35690 MONTE DE ORO RD, TEMECULA, CA 92592-7802
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063697
Date	Feb 21, 2018
Instrument	2018-0063697

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	35690 MONTE DE ORO RD, TEMECULA, CA 92592-7802
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000342337
Date	Aug 27, 2018
Instrument	2018-0342337

Lender

Name	UNITED STATES FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 22, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 26, 2018
Property Address	35690 MONTE DE ORO RD, TEMECULA, CA 92592-7802
Document Number	0000299984
Instrument Date	Jun 24, 2018
Instrument	299984
Transaction Type	Transfer
Record Updated	Aug 03, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35690 MONTE DE ORO RD TEMECULA CA 925927802, TEMECULA, CA 92592-7802

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 27, 2017
Property Address	35690 MONTE DE ORO RD, TEMECULA, CA 92592-7802
Document Number	0000258432
Instrument Date	Jun 13, 2017
Instrument	258432
Transaction Type	Transfer
Record Updated	Jul 05, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	35690 MONTE DE ORO RD TEMECULA CA 925927802, TEMECULA, CA 92592-7802

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 31, 2017
Property Address	35690 MONTE DE ORO RD, TEMECULA, CA 92592-7802
Document Number	0000130317
Map Reference	MB 78 PG 15&16
Instrument Date	Mar 06, 2017
Instrument	2017-0130317
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35690 MONTE DE ORO RD, TEMECULA, CA 92592-7802

Mortgage

Document Number	0000130318
Date	Mar 31, 2017
Instrument	2017-0130318

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,586,549 (+2%) Land $390,650 Building $1,195,899
2025	$17,277.00 (+2.5%) Homeowner's exemption	$1,555,441 (+4.04%) Land $382,991 Building $1,172,450
2023	$16,856.00 (+2.11%) Homeowner's exemption	$1,495,043 Land $368,120 Building $1,126,923
2022	$16,507.00
2021			$1,125,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650432921, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MJM Telecom	Fixed Wireless (licensed-by-rule)	100 / 25
Southern California Telephone Company	Fixed Wireless (unlicensed)	75 / 15
Verizon	Fixed Wireless	25 / 6
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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