Osceola County property record for 3569 Sanctuary Dr, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3 ba · 2,122 sqft · built 2006 |
| Lot Size | 0.044 acres (1,917 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Oct 2021) |
| Tax Bill | $4,963 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 138450 |
| Primary APN | 138450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,122 sqft Heated Area |
| Gross Area | 2,698 sqft |
| 1st Floor Area | 875 sqft |
| Upper Floors Area | 1,247 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,917 sqft (0.044 acres) |
| Lot Dimensions | 58 ft deep x 33 ft wide |
| Garage Type | Finished |
| Garage Area | 355 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 221 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 138450 |
|---|---|
| Street Address | 3569 SANCTUARY DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7127 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SR3 |
| Legal Description | SANCTUARY AT SOUTH TOWN PB 18 PG 119 LOT 6 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | SANCTUARY AT SOUTHTOWN TOWNHOMES |
| Legal Tract | 58 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 43208 |
Source: Osceola County records · APN 138450
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3569 SANCTUARY DR, SAINT CLOUD, FL 34769-7127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2021 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2021 · Amount on Record |
| Deed Sale | Oct 04, 2021 · Amount on Record |
| Prior Sale | Oct 25, 2019 · Amount on Record |
| Deed Document Number | 2021153684 |
| Deed Book / Page | 6057 / 2019 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 04, 2021 |
| Property Address | 3569 SANCTUARY DR, SAINT CLOUD, FL 34769-7127 |
| Document Number | 0060572019 |
| Book / Page | 6057 / 2019 |
| Map Reference | MB 18 PG 119 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 2021153684 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3118 CARPENTER LN, 3118, SAINT CLOUD, FL 34769-1912 |
| Name | Verified Name |
|---|---|
| Address | 3569 SANCTUARY DR, SAINT CLOUD, FL 34769-7127 |
| Document Number | 60572020 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 6057/2020 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 25, 2019 |
| Property Address | 3569 SANCTUARY DR, SAINT CLOUD, FL 34769-7127 |
| Document Number | 0056120566 |
| Book / Page | 5612 / 0566 |
| Map Reference | MB 18 PG 119 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 2019138476 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,449.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 THOMAS AVE, 99, BETHPAGE, NY 11714-1811 |
| Name | Verified Name |
|---|---|
| Address | 3118 CARPENTER LN, SAINT CLOUD, FL 34769-1912 |
| Document Number | 0005612568 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 5612/568 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,963.00 (+9.1%) | $277,100 (+7.99%) Land $40,000 Building $237,100 | $277,100 (+7.99%) Land $40,000 Building $237,100 |
| 2023 | $4,549.00 (+10.71%) | $256,600 (+12.64%) Land $14,900 Building $241,700 | $256,600 (+12.64%) Land $14,900 Building $241,700 |
| 2022 | $4,109.00 | $227,800 Land $14,900 Building $212,900 | $227,800 Land $14,900 Building $212,900 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies, Xfinity.
Based on FCC filings for 288 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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