3569 FM 935, Troy, TX 76579 Property Records

Bell County property record for 3569 FM 935, Troy, TX 76579

Property Summary

Property Type	Misc Structure / Fixture
Details	3,909 sqft · built 2022
Lot Size	22.6 acres (987,941 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,522 (2023)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0570820900`

Property Details

APN / Parcel Number

Primary APN	`0570820900`
Alternative APN	`500691`

Interior

Stories	1 Story
Building Area	3,909 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	987,941 sqft (22.6 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3569 FM 935
City	TROY
State	TX
Zip	76579-3328
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0663BC J S PATTERSON, 2, ACRES 22.68 2,
Legal Subdivision	J S PATTERSON
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	1
Census Block	1017
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3569 FM 935, TROY, TX 76579-3328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020
Deed Sale	Nov 12, 2020
Deed Document Number	2020062867
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3569 FM 935, TROY, TX 76579-3328
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	TEXAS TITLE - THE PEARSON FIRM, TEXAS TITLE THE PEARSON FIRM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2210 BRIAR HOLLOW DR, TEMPLE, TX 76502-1556

Mortgage

Document Number	0000004803
Date	Jan 25, 2022
Instrument	2022004803

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	BELTON, TX 76513

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Jul 17, 2023

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3569 FM 935, TROY, TX 76579-3328
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059189
Date	Sep 22, 2022
Instrument	2022059189

Lender

Name	CADENCE BANK NA
Type	Bank
Address	WHEELER, MS 38880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 5, 2029
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,522.00 (+12,442.31%) Homeowner's exemption	$777,522 Land $214,644 Building $562,878	$777,522 Land $214,644 Building $562,878
2022	$52.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 935

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