356832 E 890 Rd, Stroud, OK 74079 Property Records

Lincoln County property record for 356832 E 890 Rd, Stroud, OK 74079

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,200 sqft · built 2001
Lot Size	6.06 acres (263,974 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Dec 2024)
Tax Bill	$904 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-34-15N-06E-4-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-34-15N-06E-4-003-00`
Alternative APN	`9426`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	263,974 sqft (6.06 acres)
Porch	Slab
Porch Area	620 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	9426
Street Address	356832 E 890 RD
City	STROUD
State	OK
Zip	74079-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.06 AC MOL 34-15-6 BEG SW/C E/2 SE/4 N-330' E-800' S-330' W-800' POB 15-6-34-400-003
Legal Range	06E
Legal Township	15N
Legal Section	34
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	5
Census Block	5067
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 S 10TH AVE, STROUD, OK 74079-3829
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST BANK & TRUST CO
Mar 9, 2020	Deed, Transfer · Stand-Alone First Mortgage STROUD NATIONAL BANK
Dec 13, 2024	Personal Representative Deed, Transfer AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	20248160
Deed Book / Page	2583 / 742
Prior Transfer Date	Feb 6, 2020
Prior Transfer Doc	0000008160
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	356832 E 890 RD, STROUD, OK 74079-3871
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002623/437
Date	Sep 4, 2025
Book Page	2623/437
Instrument	I-2025-006186

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	STROUD, OK 74079

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	239 Months
Due	Aug 12, 2045

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN OK
Recording Date	Mar 9, 2020
Property Address	356832 E 890 RD, STROUD, OK 74079-3871
Document Number	002367/418
Book / Page	2367 / 418
Instrument Date	Feb 6, 2020
Instrument	1547
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356832 E 870 RD, STROUD, OK 74079

Mortgage

Document Number	0000001548
Date	Mar 9, 2020
Instrument	1548

Lender

Name	STROUD NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	62 Months
Due	May 4, 2025

December 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LINCOLN OK
Recording Date	Dec 13, 2024
Property Address	356832 E 890 RD, STROUD, OK 74079-3871
Document Number	002583/742
Book / Page	2583 / 742
Instrument Date	Feb 6, 2020
Instrument	I-2024-008160
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356832 E 870 RD, STROUD, OK 74079

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,800 (+5%) Land $2,732 Building $8,068	$98,182 (-33.83%) Land $24,836 Building $73,346
2025	$904.00 (-1.85%)	$10,286 (+10.25%) Land $2,536 Building $7,750	$148,373 (-0.35%) Land $36,582 Building $111,791
2024	$921.00 (+22.31%)	$9,330 (+5.01%) Land $3,380 Building $5,950
2022	$753.00	$8,885 Land $1,833 Building $7,052	$148,899 Land $30,724 Building $118,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000

May also be available: Verizon.

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