Charles County property record for 3568 Pine Cone Cir, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,206 sqft · built 1986 |
| Lot Size | 0.228 acres (9,947 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Oct 2021) |
| Tax Bill | $11,756 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-139876 |
| Primary APN | 06-139876 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,206 sqft Living Area |
| Gross Area | 2,422 sqft |
| 1st Floor Area | 1,241 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,947 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 100 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 139876 |
|---|---|
| Street Address | 3568 PINE CONE CIR |
| City | WALDORF |
| State | MD |
| Zip | 20602-2648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 85 BLK E HUNTINGTON NEIGHBORHOOD ST CHARLES AREA C SEC 2 |
| Legal Subdivision | ST CHARLES |
| Legal Block | E |
| Legal Lot Number | 85 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 850905 |
3568 Pine Cone Cir is owned and occupied by an individual who bought it in October 2021.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3568 PINE CONE CIR, WALDORF, MD 20602-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2018 | Deed of Trust, Mortgage UNITED STATES SENATE FCU |
| Oct 29, 2021 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on File |
| Deed Sale | Oct 29, 2021 · Amount on File |
| Prior Sale | Jul 16, 2001 · Amount on File |
| Deed Book / Page | 12180 / 1 |
| Prior Transfer Date | Apr 27, 2012 |
| Prior Transfer Doc | 0077910131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3568 PINE CONE CIR, WALDORF, MD 20602-2648 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0104790260 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 10479/260 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Amount | Amount on Record |
|---|---|
| Term | 169 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 29, 2021 |
| Property Address | 3568 PINE CONE CIR, WALDORF, MD 20602-2648 |
| Document Number | 0121800001 |
| Book / Page | 12180 / 1 |
| Map Reference | MB 33 FO 17 |
| Instrument Date | Oct 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 WEB FOOT LN, 130, STEVENSVILLE, MD 21666-2425 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3568 PINE CONE CIR, WALDORF, MD 20602-2648 |
| Document Number | 121808 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 12180/8 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 3568 Pine Cone Cir was $11,756 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,333 (+4.77%) | $467,700 (-) Land $126,100 Building $341,600 | |
| 2025 | $11,756.00 Homeowner's exemption | $426,967 | $467,700 Land $126,100 Building $341,600 |
| 2023 | $4,816.00 | $362,300 | $406,600 Land $126,100 Building $280,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3568 Pine Cone Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Jul 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3568 Pine Cone Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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