35672 125th Ave, Onamia, MN 56359 Property Records

Mille Lacs County property record for 35672 125th Ave, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,292 sqft · built 1961
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jan 2024)
Tax Bill	$2,604 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-006-0200`

Property Details

APN / Parcel Number

Primary APN	`14-006-0200`

Interior

Building Area	1,292 sqft Total Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	182,952 sqft (4.2 acres)
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Deck Area	312 sqft

Location & Zoning

Street Address	35672 125TH AVE
City	ONAMIA
State	MN
Zip	56359-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.30A TR IN SW OF NE, LYING S'LY OF RIVER TR #5 OF 7/14/73 SURVEY, EX TRI TR MEAS S 170 FT ON W LINE, SEE 9/15/95 SKETCH
Legal Range	26
Legal Township	41
Legal Section	06
Legal Tract	5
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1050
Census Tract	970200

Owner

35672 125th Ave is owned by two individuals who bought it in January 2024.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 MINNESOTA AVE, SAINT PAUL, MN 55113-4741
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2024 · Amount on File
Deed Sale	Jan 25, 2024 · Amount on File
Prior Sale	Jan 12, 2024 · Amount on File
Deed Document Number	2024439683
Prior Transfer Date	Sep 30, 2010
Prior Transfer Doc	A366705
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 25, 2024
Property Address	35672 125TH AVE, ONAMIA, MN 56359-2805
Document Number	000A439683
Instrument Date	Jan 5, 2024
Instrument	A439683
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE AND ESCROW CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	255 MINNESOTA AVE, ROSEVILLE, MN 55113-4741

Mortgage

Document Number	000A439684
Date	Jan 25, 2024
Instrument	A439684

Lender

Name	HIWAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.7%

Tax Assessment & Valuation

The 2026 property tax bill for 35672 125th Ave was $2,604, up 9.8% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Onamia Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,604.00 (+9.78%)	$279,600 (+4.25%) Land $79,100 Building $200,500	$279,600 (+4.25%) Land $79,100 Building $200,500
2025	$2,372.00	$268,200 Land $73,900 Building $194,300	$268,200 Land $73,900 Building $194,300
2023	$632.00	$296,300 Land $71,800 Building $224,500	$296,300 Land $71,800 Building $224,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35672 125th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35672 125th Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Onamia serves 831 people · EPA ID MN1480003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2026) action level 15 ppb
Copper	1.49 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20