3567 SE Cobia Way, Stuart, FL 34997 Property Records

Martin County property record for 3567 SE Cobia Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 944 sqft · built 1981
Lot Size	0.032 acres (1,394 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Jan 2023)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Apr 2023 Sale Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-740-011-0004.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-740-011-0004.0-2-0000`
Alternative APNs	`55-38-41-740-011-00040-2` `45537`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,394 sqft (0.032 acres)
Porch	Open Concrete/Masonry Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45537
Street Address	3567 SE COBIA WAY
City	STUART
State	FL
Zip	34997-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	COVE PLACE LOT K-4
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	COVE PLACE
Legal Block	2
Legal Lot Number	K-4
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2025
Census Tract	1200

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12567 NW MILESTONE PL, PORT SAINT LUCIE, FL 34987-3057
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 23, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	20232999084
Deed Book / Page	3356 / 534
Prior Transfer Date	Jan 19, 2016
Prior Transfer Doc	0028311656
Record Updated	Oct 29, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 20, 2023
Property Address	3567 SE COBIA WAY, STUART, FL 34997-3105
Document Number	0033701795
Book / Page	3370 / 1795
Map Reference	MB 8 PG 52
Instrument Date	Apr 11, 2023
Instrument	3012351
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3567 SE COBIA WAY, STUART, FL 34997-3105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12567 NW MILESTONE PL, PORT SAINT LUCIE, FL 34987-3057

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 26, 2023
Property Address	3567 SE COBIA WAY, STUART, FL 34997-3105
Document Number	0033560534
Book / Page	3356 / 534
Map Reference	MB 8 PG 52
Instrument Date	Nov 28, 2022
Instrument	2999084
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	ALLIANT TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 SE COBIA WAY, STUART, FL 34997-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3567 SE COBIA WAY, STUART, FL 34997-3105

Mortgage

Document Number	0003356536
Date	Jan 26, 2023
Instrument	3356/536

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 23, 2022
Property Address	3567 SE COBIA WAY, STUART, FL 34997-3105
Document Number	0033011237
Book / Page	3301 / 1237
Map Reference	MB 8 PG 52
Instrument Date	Mar 11, 2022
Instrument	2949839
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 SE OCEAN BLVD, 217, STUART, FL 34994-2218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3567 SE COBIA WAY, STUART, FL 34997-3105

Mortgage

Document Number	0033011238
Date	Mar 23, 2022
Instrument	3301/1238

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,722.00 (+5.91%)	$172,249 (+25.95%)	$173,600 (+26.94%) Land $95,000 Building $78,600
2024	$2,570.00 (+12.72%)
2023	$2,280.00 (+62.05%)	$136,760 (+118.14%) Land $65,000 Building $71,760	$136,760 (+10.71%) Land $65,000 Building $71,760
2022	$1,407.00	$62,695	$123,530 Land $63,000 Building $60,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1994–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORA-WIN COVE private · serves 127 people · EPA ID FL4431883
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream.

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