3567 Palms Rd, Casco, MI 48064 Property Records

St. Clair County property record for 3567 Palms Rd, Casco, MI 48064 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,522 sqft · built 2005
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Nov 2006)
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-012-1008-100`

Property Details

APN / Parcel Number

Primary APN	`74-12-012-1008-100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,522 sqft Living Area
1st Floor Area	1,518 sqft
Basement Area	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	222,156 sqft (5.1 acres)
Lot Dimensions	1,346 ft deep x 165 ft wide
Garage Area	1,912 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3567 PALMS RD
City	CASCO
State	MI
Zip	48064-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG S 0D 15M 55S W 671.09' FROM NW SEC COR, TH S 0D 15M 55S W 165.19', TH N 89D 53M 15S E 1346', TH N 0D 16M 5S E 165.19', TH S 89D 53M 15S W 1346.01' TO BEG SECTION 12 T4N R15E 5.10 A
Legal Range	15E
Legal Township	04N
Legal Section	12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2011
Census Tract	651100

Owner

Source: St. Clair County records · APN 74-12-012-1008-100

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3567 PALMS RD, CASCO, MI 48064-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Aug 09, 2021	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2006 · Amount on Record
Deed Sale	Nov 09, 2006 · Amount on Record
Deed Document Number	20062005081403
Deed Book / Page	3641 / 670
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 24, 2026
Property Address	3567 PALMS RD, CASCO, MI 48064-2107
Document Number	0000012742
Book / Page	5936 / 800
Instrument Date	Jun 16, 2026
Instrument	202612742
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3567 PALMS RD, CASCO, MI 48064-2107

Mortgage

Document Number	0000012742,
Date	Jun 24, 2026
Book Page	5936/800
Instrument	202612742

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2056

Interest

Rate	6.51%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3567 PALMS RD, CASCO, MI 48064-2107
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3567 PALMS RD, CASCO, MI 48064-2107

Mortgage

Document Number	0005635298
Date	Jul 10, 2023
Book Page	5635/298
Instrument	2023012026

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3567 PALMS RD, CASCO, MI 48064-2107
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3567 PALMS RD, CASCO, MI 48064-2107

Mortgage

Document Number	0005510454
Date	Apr 13, 2022
Book Page	5510/454
Instrument	2022009611

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3567 PALMS RD, CASCO, MI 48064-2107
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3567 PALMS RD, CASCO, MI 48064-2107

Mortgage

Document Number	5405279
Date	Aug 09, 2021
Book Page	5405/279
Instrument	2021022780

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 08, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3567 PALMS RD, CASCO, MI 48064-2107
Transaction Type	Mortgage
Record Updated	Apr 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5338271
Date	Mar 23, 2021
Book Page	5338/271
Instrument	2021008254

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2041

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3567 PALMS RD, CASCO, MI 48064-2107
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049200692
Date	Feb 27, 2018
Book Page	4920/692
Instrument	2018004314

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,415.00 (-28.47%) Homeowner's exemption	$241,900 (+9.85%)
2024	$3,376.00 (+6.46%)		$483,800 (+9.85%)
2023		$220,200
2022	$3,171.00		$440,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476511002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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