3565 Redcliff Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 3565 Redcliff Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,716 sqft · built 1965
Lot Size	0.367 acres (15,984 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Apr 2016)
Tax Bill	$2,298 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06244 5 34`

Property Details

APN / Parcel Number

Primary APN	`06244 5 34`
Alternative APN	`158969`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,716 sqft Heated Area
Gross Area	2,809 sqft
1st Floor Area	2,716 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	15,984 sqft (0.367 acres)
Lot Dimensions	148 ft deep x 108 ft wide
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	158969
Street Address	3565 REDCLIFF DR
City	LENOIR
State	NC
Zip	28645-8196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1893 PG 536 YR 2016 ST 320.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4006
Census Tract	30900

Owner

3565 Redcliff Dr is owned and occupied by two individuals who bought it in April 2016.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3565 REDCLIFF DR, LENOIR, NC 28645-8196
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Sep 11, 2018	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2016 · Amount on File
Deed Sale	Apr 8, 2016 · Amount on File
Prior Sale	Dec 1, 1996 · Amount on File
Deed Book / Page	1893 / 536
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3565 REDCLIFF DR, LENOIR, NC 28645-8196
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 REDCLIFF DR, LENOIR, NC 28645-8196

Mortgage

Document Number	0020731854
Date	Dec 28, 2022
Book Page	2073/1854
Instrument	10079973

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Oct 1, 2048

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALDWELL NC
Property Address	3565 REDCLIFF DR, LENOIR, NC 28645-8196
Document Number	0019500865
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 REDCLIFF DR LENOIR NC 286458196, LENOIR, NC 28645-8196

Mortgage

Document Number	0019500865
Date	Oct 9, 2018
Book Page	001950/000865

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2026 property tax bill for 3565 Redcliff Dr was $2,298, down 4.9% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Gamewell Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,298.00 (-4.88%)	$382,200 (-) Land $15,100 Building $367,100
2025	$2,416.00	$382,200 Land $15,100 Building $367,100	$382,200 Land $15,100 Building $367,100
2023		$159,100 (-) Land $15,100 Building $144,000	$159,100 (-) Land $15,100 Building $144,000
2022	$1,140.00	$159,100 Land $15,100 Building $144,000	$159,100 Land $15,100 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3565 Redcliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3565 Redcliff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Redcliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures