3565 Lone Tree Ln, Jacksonville, FL 32216 Property Records

Duval County property record for 3565 Lone Tree Ln, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,184 sqft · built 2004
Lot Size	0.018 acres (766 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2024)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`154378-4680`

Property Details

APN / Parcel Number

Primary APN	`154378-4680`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,184 sqft Living Area
Gross Area	1,300 sqft
1st Floor Area	576 sqft
Upper Floors Area	608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	766 sqft (0.018 acres)
Porch	Finished Screened Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3565 LONE TREE LN
City	JACKSONVILLE
State	FL
Zip	32216-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	55-84 52-3S-27E 0.02 DRAYTON PARK LOT 33D
Legal Range	27E
Legal Township	03S
Legal Section	52
Legal Subdivision	DRAYTON PARK
Legal Lot Number	33D
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1002
Census Tract	15929

Owner

3565 Lone Tree Ln is owned and occupied by an individual who bought it in September 2024.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3565 LONE TREE LN, JACKSONVILLE, FL 32216-2241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 30, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 20, 2017	Warranty Deed, Transfer LANDMARK TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	2024213322
Deed Book / Page	21211 / 2175
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3565 LONE TREE LN, JACKSONVILLE, FL 32216-2241
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 LONE TREE LN, JACKSONVILLE, FL 32216-2241

Mortgage

Document Number	0196690401
Date	Apr 8, 2021
Book Page	19669/401
Instrument	2021089664

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 30, 2024
Property Address	3565 LONE TREE LN, JACKSONVILLE, FL 32216-2241
Document Number	0212112175
Book / Page	21211 / 2175
Map Reference	MB 55 PG 84&84A-84H
Instrument Date	Sep 19, 2024
Instrument	2024213322
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3851 TIMUCUA TRL, JACKSONVILLE, FL 32277-2253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 LONE TREE LN, JACKSONVILLE, FL 32216-2241

Mortgage

Document Number	0212112177
Date	Sep 30, 2024
Instrument	21211/2177

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 20, 2017
Property Address	3565 LONE TREE LN, JACKSONVILLE, FL 32216-2241
Document Number	0179150282
Book / Page	017915 / 000282
Instrument Date	Mar 15, 2017
Instrument	63350
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 LONE TREE LN JACKSONVILLE FL 322162241, JACKSONVILLE, FL 32216-2241

Tax Assessment & Valuation

The 2025 property tax bill for 3565 Lone Tree Ln was $2,756 with a homeowner's exemption, up 62.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,181 (-8.97%) Land $60,000 Building $118,181	$178,181 (-8.97%) Land $60,000 Building $118,181
2025	$2,756.00 (+62.12%) Homeowner's exemption	$195,733 Land $75,000 Building $120,733	$195,733 Land $75,000 Building $120,733
2024	$1,700.00 (+3.66%)
2023	$1,640.00 (+11.11%) Homeowner's exemption	$131,242 (+3%)	$195,647 (+10.58%) Land $55,000 Building $140,647
2022	$1,476.00 Homeowner's exemption	$127,420	$176,924 Land $55,000 Building $121,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3565 Lone Tree Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3565 Lone Tree Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Lone Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures