3565 E Ridge Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 3565 E Ridge Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,240 sqft · built 1973
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Tax Bill	$990 (2023)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`322 133`

Property Details

APN / Parcel Number

Primary APN	`322 133`
Alternative APN	`6206178`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2009
Exterior Material	Brick
Foundation Type	Footing
Lot Area	14,375 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6206178
Old Parcel Number	322 133
Street Address	3565 E RIDGE RD
City	SALISBURY
State	NC
Zip	28144-1286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4
Legal Subdivision	SPENCER FOREST SEC 1
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3002
Census Tract	51302

Owner

Source: Rowan County records · APN 322 133

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3565 E RIDGE RD, SALISBURY, NC 28144-1286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2010
Deed Sale	Sep 01, 2010
Deed Document Number	00000E2008
Record Updated	Jun 07, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	3565 E RIDGE RD, SALISBURY, NC 28144-1286
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013130090
Date	Jul 26, 2018
Book Page	1313/0090

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Jul 25, 2027

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$990.00	$148,907 Land $28,000 Building $120,907	$148,907 Land $28,000 Building $120,907

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590513023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 82 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SPENCER FOREST private · serves 157 people
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.