3565 E Adams St, Hernando, FL 34442 Property Records

Citrus County property record for 3565 E Adams St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,528 sqft Living Area
Lot Size	14,400 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$64,000 (2013)
Tax Bill	$692.00 (2025)

Owner

Source: Citrus County records · APN 19E-17S-36-0010-00060-020.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3565 E ADAMS ST, HERNANDO, FL 34442-2501
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2013 · Amount on Record
Deed Sale	Oct 16, 2013 · Amount on Record
Deed Doc Number	2013049128
Deed Book / Page	2585 / 0748
Record Refreshed	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3565 E ADAMS ST, HERNANDO, FL 34442-2501
Document Number	0029901164
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 E ADAMS ST HERNANDO FL 344422501, HERNANDO, FL 34442-2501

Mortgage

Document Number	0029901164
Date	Jul 16, 2019
Book Page	002990/001164
Instrument	36664

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2034

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$692.00 (+8.98%) Homeowner's exemption Additional exemption filed	$179,485 (+6.51%) Land $7,800 Building $171,685	$179,485 (+6.51%) Land $7,800 Building $171,685
2024	$635.00 (+0.79%) Homeowner's exemption Additional exemption filed	$168,513 (+6.29%) Land $6,180 Building $162,333	$168,513 (+6.29%) Land $6,180 Building $162,333
2023	$630.00 (+3.79%) Homeowner's exemption Additional exemption filed	$158,544 (+11.54%) Land $6,180 Building $152,364	$158,544 (+11.54%) Land $6,180 Building $152,364
2022	$607.00 Homeowner's exemption Additional exemption filed	$142,144 Land $3,500 Building $138,644	$142,144 Land $3,500 Building $138,644

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	38.0 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	About 1 in 417 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-17S-36-0010-00060-020.0`
Alternative APNs	`3617S19E0010000600200` `1581044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,528 sqft Living Area
1st Floor	1,528 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	14,400 sqft (0.33 acres)
Depth X Width	180 ft x 80 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Area	288 sqft Garage
Fence	Fence
Porch	Finished/Screened Porch
Porch Area	328 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1581044
Old Parcel Number	3617S19E0010000600200
Street Address	3565 E ADAMS ST
City	HERNANDO
State	FL
Zip	34442-2501
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVER LAKES MANOR UNIT 1 PB 3 PG 96 LOT 20 BLK 6
Legal Range	19E
Legal Township	18S
Legal Section	02
Legal Subdivision	RIVER LAKES MANOR UNIT 1
Legal Block	6
Legal Lot Number	20
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2018
Census Tract	450105