3565 Cornwall Dr, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 3565 Cornwall Dr, Lexington, KY 40503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,897 sqft · built 1970
Lot Size	0.338 acres (14,736 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2011)
Tax Bill	$4,010 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2022 Mortgage + 1 more
APN	`22803200`

Property Details

APN / Parcel Number

Primary APN	`22803200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,897 sqft Living Area
Basement Area	949 sqft
Unfinished Basement	949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Lot Area	14,736 sqft (0.338 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3565 CORNWALL DR
City	LEXINGTON
State	KY
Zip	40503-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	B-44 WAVERLY ESTATES UNIT 1 LOT 2; BOOK: 3232 PAGE: 191
Legal Subdivision	WAVERLY ESTATES
Legal Block	B
Legal Lot Number	2
Legal Unit	1
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHWEST
Census Block Group	2
Census Block	2015
Census Tract	3600

Owner

3565 Cornwall Dr is owned and occupied by an individual who bought it in October 2011.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3565 CORNWALL DR, LEXINGTON, KY 40503-4150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jan 11, 2022	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
Aug 14, 2017	Deed of Trust, Mortgage GUARDIAN SAV BK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2011 · Amount on File
Deed Sale	Oct 7, 2011 · Amount on File
Deed Book / Page	3035 / 89
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3565 CORNWALL DR, LEXINGTON, KY 40503-4150
Transaction Type	Mortgage
Record Updated	Dec 1, 2023
Title Company	LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 CORNWALL DR, LEXINGTON, KY 40503-4150

Mortgage

Document Number	MB10727/296
Date	Nov 1, 2023
Book Page	MB 10727/296
Instrument	202311010106

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	9.87%
Index	1-Year T-Bill
Max Rate	13.8%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3565 CORNWALL DR, LEXINGTON, KY 40503-4150
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000331/334
Date	Jan 11, 2022
Book Page	0331/334

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3565 CORNWALL DR, LEXINGTON, KY 40503-4150
Transaction Type	Mortgage
Record Updated	Aug 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0008912001
Date	Aug 14, 2017
Book Page	8912/001

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3565 Cornwall Dr was $4,010, up 5.6% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,010.00 (+5.55%)	$360,000 (+3.15%)	$360,000 (+3.15%)
2025	$3,799.00	$349,000	$349,000
2023	$3,799.00	$349,000	$349,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3565 Cornwall Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3565 Cornwall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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