3565 Atcheson St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3565 Atcheson St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 2019
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Jul 2019)
Tax Bill	$334 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jun 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083140-0000`

Property Details

APN / Parcel Number

Primary APN	`083140-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	130 ft deep x 144 ft wide
Porch	Finished/Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3565 ATCHESON ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-2 ATCHESON ESTATES LOTS 43 & 44 & 45 OR4758/939 & 5533/1635
Legal Range	29E
Legal Township	06S
Legal Section	82
Legal Subdivision	ATCHESON ESTATES SUBDIVISION
Legal Lot Number	43
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3030
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3565 ATCHESON ST, SAINT AUGUSTINE, FL 32084-1274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Intrafamily Transfer, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Jun 22, 2021	Warranty Deed, Transfer · Line of Credit CAPITAL CITY BANK
Jul 15, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	201950250
Deed Book / Page	4758 / 939
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Apr 7, 2022
Property Address	3565 ATCHESON ST, SAINT AUGUSTINE, FL 32084-1274
Document Number	0055331635
Book / Page	5533 / 1635
Map Reference	MB 6 PG 2
Instrument Date	Apr 7, 2022
Instrument	2022036732
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 ATCHESON ST, ST AUGUSTINE, FL 32084-1274

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 22, 2021
Property Address	3565 ATCHESON ST, SAINT AUGUSTINE, FL 32084-1274
Document Number	0052971726
Book / Page	5297 / 1726
Map Reference	MB 6 PG 2
Instrument Date	Jun 14, 2021
Instrument	2021069645
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1559, MIDDLEBURG, FL 32050-1559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 ATCHESON ST, SAINT AUGUSTINE, FL 32084-1274

Mortgage

Document Number	0052971728
Date	Jun 22, 2021
Instrument	5297/1728

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 15, 2019
Property Address	3565 ATCHESON ST, SAINT AUGUSTINE, FL 32084-1274
Document Number	0047580939
Book / Page	004758 / 000939
Instrument Date	Jul 12, 2019
Instrument	50250
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,329.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3565 ATCHESON ST ST AUGUSTINE FL 320841274, ST AUGUSTINE, FL 32084-1274

Mortgage

Document Number	47580943
Date	Jul 15, 2019
Book Page	004758/000943
Instrument	50252

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,329 (+2.7%)	$332,599 (+1.48%) Land $154,224 Building $178,375
2025	$334.00 (-87.12%) Disabled Person's exemption Veteran's exemption	$236,932 (+2.9%)	$327,745 (+11.53%) Land $130,723 Building $197,022
2024	$2,594.00 (+2.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$230,255 (+3%)	$293,852 (+1.27%) Land $91,800 Building $202,052
2023	$2,538.00 (+46.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$223,549 (+38.69%)	$290,180 (+57.29%) Land $88,128 Building $202,052
2022	$1,738.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$161,185	$184,487 Land $22,848 Building $161,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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