3564 Swan Cir S, Arnold, MO 63010 Property Records

Jefferson County property record for 3564 Swan Cir S, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,566 sqft · built 1998
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$274,100 (Jun 2020)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019.032.03002022`

Property Details

APN / Parcel Number

Primary APN	`019.032.03002022`

Interior

Full Baths	2 Baths
Building Area	1,566 sqft Living Area
Gross Area	2,403 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	837 sqft
Porch	Open Frame Porch
Porch Area	392 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3564 SWAN CIR S
City	ARNOLD
State	MO
Zip	63010-3995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	LINDERHOF ESTS LOT 73
Legal Range	6E
Legal Township	43N
Legal Section	32
Legal Subdivision	LINDERHOF ESTS
Legal Block	1
Legal Lot Number	73
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1007
Census Tract	700122

Owner

3564 Swan Cir S is owned and occupied by two individuals who acquired it in April 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3564 SWAN CIR S, ARNOLD, MO 63010-3995
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Intrafamily Transfer, Transfer
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 21, 2021	Intrafamily Transfer, Transfer
Jun 5, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Aug 11, 2017	Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Aug 11, 2017 · Amount on File
Deed Document Number	202019442
Last Transfer Date	Apr 11, 2022
Transfer Doc	0000012181
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Apr 11, 2022
Property Address	3564 SWAN CIR S, ARNOLD, MO 63010-3995
Document Number	0000012181
Map Reference	MB 110 PG 13-15
Instrument Date	Apr 11, 2022
Instrument	2022R-012181
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3564 SWAN CIR S, ARNOLD, MO 63010-3995

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3564 SWAN CIR S, ARNOLD, MO 63010-3995
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014904
Date	Apr 6, 2021
Instrument	2021R-014904

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Dec 21, 2021
Property Address	3564 SWAN CIR S, ARNOLD, MO 63010-3995
Document Number	0000054629
Map Reference	MB 110 PG 13-15
Instrument Date	Dec 21, 2021
Instrument	2021R-054629
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3564 SWAN CIR S, ARNOLD, MO 63010-3995

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 5, 2020
Property Address	3564 SWAN CIR S, ARNOLD, MO 63010-3995
Document Number	0000019442
Instrument Date	Jun 3, 2020
Instrument	19442
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3564 SWAN CIR S ARNOLD MO 630103995, ARNOLD, MO 63010-3995

Mortgage

Document Number	19443
Date	Jun 5, 2020
Instrument	19443

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 11, 2017
Property Address	3564 SWAN CIR S, ARNOLD, MO 63010-3995
Document Number	0000024781
Map Reference	MB110 PG13-15
Instrument Date	Aug 8, 2017
Instrument	2017R-024781
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3564 SWN IR SOUTH, ARNOLD, MO 63010

Mortgage

Document Number	0000024782
Date	Aug 11, 2017
Instrument	2017R-024782

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3564 Swan Cir S was $2,961, up 4.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,700 (-) Land $9,600 Building $34,100	$230,300 (-) Land $50,600 Building $179,700
2025	$2,961.00 (+4.26%)	$43,700 Land $9,600 Building $34,100	$230,300 (-) Land $50,600 Building $179,700
2024	$2,840.00 (+0.6%)		$230,300 (+7.72%) Land $50,600 Building $179,700
2023	$2,823.00	$40,600 Land $9,600 Building $31,000	$213,800 Land $50,600 Building $163,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3564 Swan Cir S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3564 Swan Cir S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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