3564 Harrow Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3564 Harrow Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1928
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2021)
Tax Bill	$4,636 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-0002-0030-00`

Property Details

APN / Parcel Number

Primary APN	`051-0002-0030-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,164 sqft Living Area
1st Floor Area	564 sqft
2nd Floor Area	600 sqft
Basement Area	564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	114 ft deep x 42 ft wide
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3564 HARROW AVE
City	CINCINNATI
State	OH
Zip	45209-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3564 HERRAW AVE 42 X 114.72 IR PT LOT 9 GILMORE & BROTHERTON SUB
Legal Subdivision	GILMORE & BROTHERTON SUB
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1020
Census Tract	27600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3564 HARROW AVE, CINCINNATI, OH 45209-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 24, 2017	Deed, Transfer · FHA Mortgage OHIO HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Oct 10, 2017
Deed Document Number	0000005659
Deed Book / Page	14333 / 2562
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 13, 2021
Property Address	3564 HARROW AVE, CINCINNATI, OH 45209-1118
Document Number	0000005659
Book / Page	14333 / 2562
Map Reference	MB 2 PG 20
Instrument Date	Dec 22, 2020
Instrument	2021-0005659
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3564 HARROW AVE, CINCINNATI, OH 45209-1118

Mortgage

Document Number	0000005660
Date	Jan 13, 2021
Instrument	2021-0005660

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 10, 2017
Property Address	3564 HARROW AVE, CINCINNATI, OH 45209-1118
Document Number	0000092840
Book / Page	013520 / 001468
Instrument Date	Sep 18, 2017
Instrument	92840
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3564 HARROW AVE CINCINNATI OH 452091118, CINCINNATI, OH 45209-1118

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 24, 2017
Property Address	3564 HARROW AVE, CINCINNATI, OH 45209-1118
Document Number	0000035634
Book / Page	13402 / 00302
Map Reference	PB 2 PG 20
Instrument Date	Apr 10, 2017
Instrument	17-0035634
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$565.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3564 HARROW AVE, CINCINNATI, OH 45209-1118

Mortgage

Document Number	, 17-0035635
Date	Apr 24, 2017
Instrument	17-0035635

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0000035636
Date	Apr 24, 2017
Book Page	13402/00323
Instrument	17-0035636

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,636.00 (+3.14%)	$75,250 (-) Land $34,832 Building $40,418
2024	$4,495.00 (-2.22%)	$75,250 (-) Land $34,832 Building $40,418
2023	$4,597.00 (+2.31%)	$75,250 (+14.06%) Land $34,832 Building $40,418	$215,000 (+14.06%) Land $99,520 Building $115,480
2022	$4,493.00 Homeowner's exemption	$65,976 Land $17,413 Building $48,563
2020			$188,500 Land $49,750 Building $138,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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