Anne Arundel County property record for 3563 S River Ter, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,420 sqft · built 1963 |
| Lot Size | 0.247 acres (10,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Jul 2025) |
| Tax Bill | $3,855 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-480-09156900 |
| Primary APN | 01-480-09156900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,744 sqft |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,750 sqft (0.247 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 538 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 48009156900 |
|---|---|
| Street Address | 3563 S RIVER TER |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 16 BK Q SC 2 LOCH HAVEN BEACH |
| Legal Subdivision | LOCH HAVEN BEACH |
| Legal Block | Q |
| Legal Lot Number | 16 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 701202 |
3563 S River Ter is owned and occupied by two individuals who bought it in July 2025.
Source: Anne Arundel County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3563 S RIVER TER, EDGEWATER, MD 21037-3243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 1, 2019 | Correction Deed NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Prior Sale | Nov 6, 2008 · Amount on File |
| Deed Book / Page | 41483 / 41 |
| Prior Transfer Date | Apr 5, 2019 |
| Prior Transfer Doc | 0330920005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3563 S RIVER TER, EDGEWATER, MD 21037-3243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3563 S RIVER TER, EDGEWATER, MD 21037-3243 |
| Document Number | 0398270071 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 39827/71 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3563 S RIVER TER, EDGEWATER, MD 21037-3243 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 3563 S RIVER TER, EDGEWATER, MD 21037-3243 |
| Document Number | 0359240383 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 35924/383 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 268 Months |
| Due | May 1, 2043 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 1, 2019 |
| Property Address | 3563 S RIVER TER, EDGEWATER, MD 21037-3243 |
| Document Number | 0330920005 |
| Book / Page | 033092 / 000005 |
| Instrument Date | Apr 5, 2019 |
| Record Updated | Jun 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3563 S RIVER TER EDGEWATER MD 210373243, EDGEWATER, MD 21037-3243 |
The 2025 property tax bill for 3563 S River Ter was $3,855.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,800 Land $268,600 Building $153,200 | $421,800 Land $268,600 Building $153,200 | |
| 2025 | $3,855.00 | ||
| 2023 | $3,044.00 Homeowner's exemption | $326,100 Land $210,200 Building $115,900 | $326,100 Land $210,200 Building $115,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3563 S River Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3563 S River Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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