35625 Ridgeway Ln, Willoughby, OH 44094 Property Records

Lake County property record for 35625 Ridgeway Ln, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,588 sqft · built 1985
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Owner Names on Record
Last Sale	$330,000 (Sep 2005)
Tax Bill	$9,842 (2023)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-A-001-B-00-004-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-001-B-00-004-0`
Alternative APN	`5`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,588 sqft Living Area
1st Floor Area	1,288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Contemporary
Exterior Material	Combination
Lot Area	21,780 sqft (0.5 acres)
Terrain	Above Road/Slope
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	265 sqft
Deck Area	403 sqft
Patio Area	403 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	5
Street Address	35625 RIDGEWAY LN
City	WILLOUGHBY
State	OH
Zip	44094-4172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LOTS 8, 9 & 10 TRACT 10
Legal Subdivision	TIMBER RIDGE ESTATES SUBDIVISION
Legal Tract	10
Legal Lot Number	4
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2002
Census Tract	201300

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	35625 RIDGEWAY LN, WILLOUGHBY, OH 44094-4172
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2005 · Amount on Record
Deed Sale	Sep 1, 2005 · Amount on Record
Deed Document Number	4053
Deed Book / Page	179 / 793
Record Updated	Jun 7, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	35625 RIDGEWAY LN, WILLOUGHBY, OH 44094-4172
Document Number	0000027966
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35625 RIDGEWAY LN WILLOUGHBY OH 440944172, WILLOUGHBY, OH 44094-4172

Mortgage

Document Number	0000027966
Date	Oct 17, 2017
Instrument	27966

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Oct 16, 2057

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,842.00 (+54.7%) Homeowner's exemption	$103,950 (-) Land $35,170 Building $68,780
2022	$6,362.00 Homeowner's exemption	$103,950 Land $35,170 Building $68,780
2021			$297,000 Land $100,480 Building $196,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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