3562 River Ridge Dr, Brainerd, MN 56401 Property Records

Crow Wing County property record for 3562 River Ridge Dr, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,100 sqft · built 1977
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Jun 2025)
Tax Bill$1,440 (2026)
Deeds & MortgagesJun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN991710010020009

Property Details

APN / Parcel Number

Primary APN991710010020009
Alternative APNs
  • 99220649
  • 185761
  • 67342

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,100 sqft Living Area
Gross Area1,204 sqft
1st Floor Area1,100 sqft
Basement Area960 sqft
Finished Basement960 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,867 sqft (1.03 acres)
Garage Area1,086 sqft
DrivewayDriveway
Deck Area220 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number185761
Street Address3562 RIVER RIDGE DR
CityBRAINERD
StateMN
Zip56401-7954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 1
Legal Range29W
Legal Township134
Legal Section22
Legal SubdivisionRIVER RIDGE HOMESITES
Legal Block1
Legal Lot Number2
JurisdictionCROW WING MN
Township / Civil DivisionFIRST ASSESSMENT
Census Block Group2
Census Block2030
Census Tract950902

Owner

3562 River Ridge Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3562 RIVER RIDGE DR, BRAINERD, MN 56401-7954
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2025 · Amount on File
Deed SaleJun 4, 2025 · Amount on File
Prior SaleSep 8, 2016 · Amount on File
Deed Document Number20251010262
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCROW WING MN
Recording DateJun 4, 2025
Property Address3562 RIVER RIDGE DR, BRAINERD, MN 56401-7954
Document Number0001010262
Instrument DateMay 30, 2025
Instrument1010262
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,072.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3562 RIVER RIDGE DR, BRAINERD, MN 56401-7954

Mortgage

Document Number0001010263
DateJun 4, 2025
Instrument1010263
Lender
NameFIRST NATIONAL BANK NORTH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 3562 River Ridge Dr was $1,440 with a homeowner's exemption, down 17.1% from the year before.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,440.00 (-17.05%) Homeowner's exemption$274,500 (+3.2%) Land $74,400 Building $200,100$274,500 (+3.2%) Land $74,400 Building $200,100
2025$1,736.00 Homeowner's exemption$266,000 Land $74,200 Building $191,800$266,000 Land $74,200 Building $191,800
2023$1,408.00$271,700 Land $62,800 Building $208,900$271,700 Land $62,800 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3562 River Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3562 River Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20
T-Mobile
Fixed Wireless
100 / 20

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