3562 Peaks Rd, Bedford, VA 24523 Property Records

Bedford County property record for 3562 Peaks Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,783 sqft · built 1931
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Sep 2025)
Tax Bill	$1,030 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92 A 56`

Property Details

APN / Parcel Number

Primary APN	`92 A 56`
Alternative APNs	`9206300` `491125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,783 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Porch	Porch
Porch Area	244 sqft
Deck Area	358 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3562 PEAKS RD
City	BEDFORD
State	VA
Zip	24523-3681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FANCY FARM
Legal Subdivision	FANCY FARM
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	30401

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3562 PEAKS RD, BEDFORD, VA 24523-3681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	20257621
Prior Transfer Date	Aug 22, 2011
Prior Transfer Doc	0000008140
Record Updated	Oct 29, 2026

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 8, 2025
Property Address	3562 PEAKS RD, BEDFORD, VA 24523-3681
Document Number	0250007621
Map Reference	MB 8 PG 99
Instrument Date	Sep 5, 2025
Instrument	250007621
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PIKE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3562 PEAKS RD, BEDFORD, VA 24523-3681

Mortgage

Document Number	0250007622
Date	Sep 8, 2025
Instrument	250007622

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 18, 2022
Property Address	3562 PEAKS RD, BEDFORD, VA 24523-3681
Document Number	0220002029
Instrument Date	Feb 16, 2022
Instrument	220002029
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3562 PEAKS RD, BEDFORD, VA 24523-3681

Mortgage

Document Number	0220002030
Date	Feb 18, 2022
Instrument	220002030

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,030.00	$251,300 (-) Land $50,000 Building $201,300
2025	$1,030.00	$251,300 (+1%) Land $50,000 Building $201,300
2023	$1,030.00 Additional exemption filed	$125,650	$251,300 Land $50,000 Building $201,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peaks Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures