35610 Skytop Ln, Willoughby, OH 44094 Property Records

Lake County property record for 35610 Skytop Ln, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,618 sqft · built 1960
Lot Size	0.287 acres (12,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,000 (Oct 2021)
Tax Bill	$5,644 (2023)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-S-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-S-00-003-0`
Alternative APN	`E 93`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,050 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,484 sqft (0.287 acres)
Lot Dimensions	171 ft deep x 73 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	200 sqft
Deck Area	195 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	35610 SKYTOP LN
City	WILLOUGHBY
State	OH
Zip	44094-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2 TRACT 10
Legal Subdivision	RIDGE ACRES ESTATES NO. 3
Legal Tract	10
Legal Block	2
Legal Lot Number	2
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2003
Census Tract	201300

Owner

Source: Lake County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35610 SKYTOP LN, WILLOUGHBY, OH 44094-4111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit RELIANCE FIRST CAPITAL LLC
Oct 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Mar 10, 2016 · Amount on Record
Deed Document Number	202138507
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	0000038507
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	35610 SKYTOP LN, WILLOUGHBY, OH 44094-4111
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	BROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006933
Date	Apr 18, 2023
Instrument	2023R006933

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Oct 29, 2021
Property Address	35610 SKYTOP LN, WILLOUGHBY, OH 44094-4111
Document Number	0000038507
Map Reference	VOL L PG 19
Instrument Date	Sep 10, 2021
Instrument	2021R038507
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	35610 SKYTOP LN, WILLOUGHBY, OH 44094-4111

Mortgage

Document Number	0000038508
Date	Oct 29, 2021
Instrument	2021R038508

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,990 (+27.46%) Land $18,280 Building $57,710	$217,100 (+27.46%) Land $52,220 Building $164,880
2023	$5,644.00 (+55.14%) Homeowner's exemption	$59,620 (+0.78%) Land $15,510 Building $44,110
2022	$3,638.00 Homeowner's exemption	$59,160 Land $15,510 Building $43,650
2021			$170,330 Land $44,300 Building $126,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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