3561 W Sumner Rd, Leaf River, IL 61047 Property Records

Ogle County property record for 3561 W Sumner Rd, Leaf River, IL 61047

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Dec 2019)
Tax Bill	$4,308 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-100-017`

Property Details

APN / Parcel Number

Primary APN	`03-13-100-017`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	3561 W SUMNER RD
City	LEAF RIVER
State	IL
Zip	61047-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG N QUARTER CORNER SEC 13 THENCE W291.88 TO POB, THENCE W366.05, S259, E368.03, N217.05 TO POB SEC 13-25-9 2.00AC
Legal Range	09
Legal Township	25
Legal Section	13
Jurisdiction	OGLE IL
Township / Civil Division	LEAF RIVER
Census Block Group	3
Census Block	3009
Census Tract	960700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3561 W SUMNER RD, LEAF RIVER, IL 61047-9416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
Dec 6, 2019	Deed of Trust, Mortgage NORTHWEST BK/ROCKFORD
Dec 10, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BK/ROCKFORD
Sep 25, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BYRON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	20197104
Prior Transfer Date	Mar 3, 2015
Prior Transfer Doc	0000001330
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	3561 W SUMNER RD, LEAF RIVER, IL 61047-9416
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003646
Date	Jul 5, 2018
Instrument	201803646

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	3561 W SUMNER RD, LEAF RIVER, IL 61047-9416
Document Number	0000007105
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3561 W SUMNER RD LEAF RIVER IL 610479416, LEAF RIVER, IL 61047-9416

Mortgage

Document Number	0000007105
Date	Dec 10, 2019
Instrument	7105

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Dec 10, 2019
Property Address	3561 W SUMNER RD, LEAF RIVER, IL 61047-9416
Document Number	0000007104
Instrument Date	Dec 5, 2019
Instrument	7104
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	592 S GARFIELD ST LEAF RIVER IL 61047, LEAF RIVER, IL 61047

Mortgage

Document Number	7105
Date	Dec 10, 2019
Instrument	7105

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OGLE IL
Recording Date	Sep 25, 2019
Property Address	3561 W SUMNER RD, LEAF RIVER, IL 61047-9416
Instrument Date	Sep 6, 2019
Instrument	5452
Transaction Type	Construction Loan
Record Updated	Oct 15, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11844 ARGO FAY RTE THOMSON IL 612857450, THOMSON, IL 61285-7450

Mortgage

Document Number	0000005452
Date	Sep 25, 2019
Instrument	5452

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 24, 2020

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Leaf River Township
Unified School District	Forrestville Valley Community Unit School District 221 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,308.00 (+95.37%)	$67,214 (+50.38%) Land $9,731 Building $57,483	$201,642 (+50.38%) Land $29,193 Building $172,449
2023		$44,697 Land $8,812 Building $35,885	$134,091 Land $26,436 Building $107,655
2022	$2,205.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1996–2019)
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LR Communications Fiber	1,000 / 1,000
AaroBand Fixed Wireless	100 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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