3561 Pirgos Way, Oceanside, CA 92056 Property Records

San Diego County property record for 3561 Pirgos Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,362 sqft · built 1996
Lot Size0.296 acres (12,885 sqft)
Owner2 Individual Names on File
Last Sale$1,155,000 (Nov 2021)
Tax Bill$13,805 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN169-560-13-00

Property Details

APN / Parcel Number

Primary APN169-560-13-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,362 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area12,885 sqft (0.296 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3561 PIRGOS WAY
CityOCEANSIDE
StateCA
Zip92056-5470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 13 TR 012495
Legal SubdivisionLEISURE GLEN
Legal Tract012495
Legal Block2
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract19809

Owner

3561 Pirgos Way is owned and occupied by two individuals who bought it in November 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3561 PIRGOS WAY, OCEANSIDE, CA 92056-5470
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2021 · Amount on File
Deed SaleNov 30, 2021 · Amount on File
Prior SaleFeb 18, 2004 · Amount on File
Deed Document Number2021816000
Prior Transfer DateJun 8, 2012
Prior Transfer Doc0000374471
Record UpdatedOct 29, 2026

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 30, 2021
Property Address3561 PIRGOS WAY, OCEANSIDE, CA 92056-5470
Document Number0000816000
Map ReferenceMAP 12495
Instrument DateNov 18, 2021
Instrument2021-0816000
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3561 PIRGOS WAY, OCEANSIDE, CA 92056-5470

Mortgage

Document Number0000816001
DateNov 30, 2021
Instrument2021-0816001
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3561 PIRGOS WAY, OCEANSIDE, CA 92056-5470
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3561 PIRGOS WAY, OCEANSIDE, CA 92056-5470

Mortgage

Document Number0000102237
DateFeb 9, 2021
Instrument2021-0102237
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3561 Pirgos Way was $13,805 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,250,208 (+2%) Land $811,824 Building $438,384
2025$13,805.00 Homeowner's exemption$1,225,695 Land $795,906 Building $429,789
2023$12,702.00 (+0.26%) Homeowner's exemption$1,178,100 Land $765,000 Building $413,100
2022$12,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3561 Pirgos Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3561 Pirgos Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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