Osceola County property record for 3561 Bristol Cove Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,614 sqft · built 2019 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,656 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 272630010300010120 |
| Primary APN | 272630010300010120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Heated Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,614 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 226 sqft |
| Patio Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3561 BRISTOL COVE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEER CREEK WEST PB 27 PGS 9-11 LOT 12 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | DEER CREEK WEST |
| Legal Tract | 103 |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43207 |
Source: Osceola County records · APN 272630010300010120
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | C/O RYAN LLC, SCOTTSDALE, AZ 85261 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| Feb 11, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 03, 2020 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2022 |
| Deed Sale | Jul 07, 2022 |
| Prior Sale | Mar 03, 2020 · Amount on Record |
| Deed Document Number | 0006249584 |
| Deed Book / Page | 6148 / 2813 |
| Prior Transfer Date | Feb 11, 2022 |
| Prior Transfer Doc | 2022023456 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3561 BRISTOL COVE LN, SAINT CLOUD, FL 34772-8285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0062571884 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 6257/1884 |
| Instrument | 2022114296 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 11, 2022 |
| Property Address | 3561 BRISTOL COVE LN, SAINT CLOUD, FL 34772-8285 |
| Document Number | 0061482813 |
| Book / Page | 6148 / 2813 |
| Map Reference | MB 27 PG 9 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022023456 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,748.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1612 RIDGE VIEW DR, 1612, DUNDEE, FL 33838-4443 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 15087, SANTA ANA, CA 92735-0087 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 03, 2020 |
| Property Address | 3561 BRISTOL COVE LN, SAINT CLOUD, FL 34772-8285 |
| Document Number | 0056850379 |
| Book / Page | 5685 / 379 |
| Map Reference | MB 27 PG 9 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020031088 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | AMERICAN HOME T&E CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,766.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 10255, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Address | 3561 BRISTOL COVE LN, SAINT CLOUD, FL 34772-8285 |
| Document Number | 0056850380 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 5685/0380 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,656.00 (-4.86%) | $315,800 (-4.27%) Land $72,000 Building $243,800 | $315,800 (-4.27%) Land $72,000 Building $243,800 |
| 2023 | $5,945.00 (+72.57%) | $329,900 (+41.41%) Land $65,000 Building $264,900 | $329,900 (+22.91%) Land $65,000 Building $264,900 |
| 2022 | $3,445.00 Homeowner's exemption | $233,295 | $268,400 Land $60,000 Building $208,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 66 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 193 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property
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