356093 E 970 Rd, Stroud, OK 74079 Property Records

Lincoln County property record for 356093 E 970 Rd, Stroud, OK 74079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1983
Lot Size	8.63 acres (375,923 sqft)
Owner	Individual Name on File
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37897`

Property Details

APN / Parcel Number

Primary APN	`37897`
Alternative APN	`0000-15-13N-06E-2-009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	375,923 sqft (8.63 acres)
Garage Type	Detached
Garage Area	960 sqft
Poultry House	120 sqft
Storage Building	144 sqft
Pole Barn	324 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	37897
Street Address	356093 E 970 RD
City	STROUD
State	OK
Zip	74079-6788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.63 AC MOL 15-13-6 TR BEG 459.05'-E NW/C NW/4 TO POB TH S-67.17' S6308'56" W-79.51' S-558.72' E-578.41' N-659.22' W-506.91'
Legal Range	06E
Legal Township	13N
Legal Section	15
Jurisdiction	LINCOLN OK
Township / Civil Division	PRAGUE
Census Block Group	1
Census Block	1063
Census Tract	961500

Owner

Source: Lincoln County records · APN 37897

Assessment roll updated March 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	356093 E 970 RD, STROUD, OK 74079-6788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 23, 2020	Warranty Deed, Transfer · VA Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2026
Deed Sale	Jan 02, 2026
Deed Document Number	202665
Deed Book / Page	2639 / 326
Record Updated	Jun 08, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jan 02, 2026
Property Address	356093 E 970 RD, STROUD, OK 74079-6788
Document Number	002639/326
Book / Page	2639 / 326
Instrument Date	Dec 26, 2025
Instrument	I-2026-000065
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	SOUTHEAST OKLAHOMA TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356093 E 970 RD, STROUD, OK 74079-6788

Mortgage

Document Number	I2026000066
Date	Jan 02, 2026
Instrument	I-2026-000066

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Dec 23, 2020
Property Address	356093 E 970 RD, STROUD, OK 74079-6788
Document Number	0002402/23
Book / Page	2402 / 23
Instrument Date	Dec 21, 2020
Instrument	8164
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	FIRSTITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	356093 E 970 RD, STROUD, OK 74079-6788

Mortgage

Document Number	0000008165
Date	Dec 23, 2020
Instrument	8165

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated March 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Prague Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,022.00	$20,182 Land $6,605 Building $13,577	$204,355 (+15.83%) Land $66,882 Building $137,473
2022	$1,740.00	$18,117 Land $5,486 Building $12,631	$176,424 Land $53,420 Building $123,004

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	High above 82% of the US · above 63% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Canadian Valley Electric Cooperative Fiber	2,400 / 2,400

May also be available: AtLink Services.

Based on FCC filings for 4 locations within half a mile of this property.

Nearby Properties on E 970 Rd

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