3560 Rhett Butler Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3560 Rhett Butler Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,038 sqft · built 1999
Lot Size	0.797 acres (34,711 sqft)
Owner	Individual Name on Record
Last Sale	$315,500 (Apr 2019)
Tax Bill	$2,683 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-20-07-0-00038-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-20-07-0-00038-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,038 sqft Adjusted Area
1st Floor Area	1,820 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	34,711 sqft (0.797 acres)
Lot Dimensions	235 ft deep x 263 ft wide

Location & Zoning

Street Address	3560 RHETT BUTLER DR
City	HERNANDO
State	MS
Zip	38632-6660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30 OVERL
Legal Description	EDGEWOOD ESTATES PUD 1ST ADD LOT 38
Legal Range	007
Legal Township	03S
Legal Section	20
Legal Subdivision	EDGEWOOD ESTATES PUD 1ST ADD
Legal Lot Number	38
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2011
Census Tract	71002

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3560 RHETT BUTLER DR, HERNANDO, MS 38632-6660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Apr 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Deed Book / Page	884 / 587
Prior Transfer Date	Mar 22, 2017
Prior Transfer Doc	000820/401
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3560 RHETT BUTLER DR, HERNANDO, MS 38632-6660
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 RHETT BUTLER DR, HERNANDO, MS 38632-6660

Mortgage

Document Number	005427/638
Date	Dec 22, 2021
Book Page	5427/638

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 4, 2019
Property Address	3560 RHETT BUTLER DR, HERNANDO, MS 38632-6660
Document Number	000884/587
Book / Page	0884 / 587
Map Reference	MB 61 PG 32&33
Instrument Date	Apr 4, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4649 BALTERSON LOOP S, 4649, OLIVE BRANCH, MS 38654-1997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 RHETT BUTLER DR, HERNANDO, MS 38632-6660

Mortgage

Document Number	0004703546
Date	Apr 4, 2019
Instrument	4703/546

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 17, 2017
Property Address	3560 RHETT BUTLER DR, HERNANDO, MS 38632-6660
Document Number	000820/401
Book / Page	0820 / 401
Map Reference	PL 61 PG 32-33
Instrument Date	Mar 22, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3560 RHETT BUTLER DR, 3560, HERNANDO, MS 38632-6660

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3560 RHETT BUTLER DR, HERNANDO, MS 38632-6660

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,683.00 (+16.91%)	$25,611 (+36.92%) Land $3,000 Building $22,611	$256,107 (+36.92%) Land $30,000 Building $226,107
2023	$2,295.00	$18,705	$187,048 Land $30,000 Building $157,048

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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